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AES International Wealth Management & Employee Benefits Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Stuart Ritchie

Stuart Ritchie is a Chartered Financial Planner, APFS, Chartered Wealth Manager, Chartered FCSI

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Investment | Pensions | Financial Planning | Financial Education

How to choose a financial adviser who’s right for you

By: Stuart Ritchie
December 23rd, 2018

Following on from last week’s blog

Discussing the 4 types of financial advisers…

Here’s the next step…

Actually choosing one…

With insight from financial expert, Michael Kitces.

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Investment | Pensions | Financial Planning | Financial Education

4 types of financial advisers (and which are best avoided)

By: Stuart Ritchie
December 20th, 2018

What’s in a name?

In financial services, a lot actually.

Identical labels, job titles and service descriptions often mean completely different things.

Making it extremely difficult for the untrained eye to decipher.

But understanding the real differences is critical to what you get.

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Blog Feature

Investment | Pensions | Financial Planning | Financial Education

3 investment strategies (and their key differences)

By: Stuart Ritchie
November 15th, 2018

When it comes to investing…

There are three strategies.

This is great for investors…

It means they can choose the one they’re most comfortable with.

But is your strategy really working for you?

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Investment | Financial Planning

Are collectible items a good investment?

By: Stuart Ritchie
November 14th, 2018

Fine wine…

Expensive artwork…

Classic cars…

Are these good investments?

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Investment | Financial Planning | Financial Education

Why bear markets scare us (and why they shouldn’t)

By: Stuart Ritchie
November 6th, 2018

We’re in the longest bull run ever.

The stock market is at an all-time high.

No one knows when the tables will turn…

Including us.

But what happens when they do?

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Investment | Financial Planning | Financial Education

Burning questions we're asked the most

By: Stuart Ritchie
October 25th, 2018

Here are the answers to the most common questions we’re asked.

If you want a little insight into the US market performance…

Investing in FAANGs…

What makes Dimensional better than others…

Or how interest rates affect your investments…

Then read on for more.

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Investment

Should investors buy cryptocurrencies like Bitcoin?

By: Stuart Ritchie
September 26th, 2018

There’s been plenty of talk about cryptocurrencies.

Especially surrounding their boom.

But what do you know about them?

More importantly, should you invest?

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Investment | Financial Planning

How to respond to crashes and corrections

By: Stuart Ritchie
September 20th, 2018

Throughout history …

There’ve been stock market crashes and corrections.

At these times of extreme market turbulence …

Why do investors tend to make their biggest mistakes?

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