IntegraGlobal Health Insurance

IntegraGlobal provides two different medical insurance products to individuals and families.

The PremierHealth plan is a premium medical insurance plan aimed at affluent individuals looking for access to the best care worldwide. This plan provides comprehensive cover with access to advanced health screening benefits, a blood care programme, medical concierge, family emergency travel and a lot more.

The yourLife health plan offers a more streamlined insurance plan, with full cover for in and out patient with either a 10% or 20% co-insurance. The plan still includes optical and wellness benefits and there is also the option to add on high levels of dental.

Individual medical insurance plans offered by IntegraGlobal:

Premier Health - Premier Life & Premier Family plan

1. Policy year maximum plan benefit AED7,350,000 ($2,000,000 USD)
2. Hospitalization benefits
3. Preventative benefits
4. Outpatient benefits
5. Maternity and newborn cover (per pregnancy)
6. Wellness and routine services
7. Vision care cover
8. Routine Dental cover
9. Emergency evacuation, repatriation and ambulance services
10. Medical concierge services
11. Mental health benefits
12. Expatriate assistance programme for issues such as coping with isolation and loneliness, culture shock, personal impact due to relocation etc.
13. Accidental death and dismemberment
14. HIV AIDS treatment
15. Durable medical equipment
16. Cover for pre-existing conditions

Your Health - yourLife & yourFamily plan

1. Policy year maximum plan benefit AED 5,500,000 ($ 1,500,000 USD)
2. Hospitalization benefits
3. Preventative benefits
4. Outpatient benefits
5. Maternity and newborn cover (per pregnancy)
6. Wellness and routine services
7. Vision care cover
8. Emergency evacuation, repatriation and ambulance services
9. Mental health benefits
10. Expatriate assistance programme for issues such as coping with isolation and loneliness, culture shock, personal impact due to relocation etc.
11. HIV AIDS treatment
12. Durable medical equipment
13. Cover for pre-existing conditions
14. Out Patient Benefits have 10% or 20% co-insurance

Group medical insurance plans offered by IntegraGlobal:

IntegraGlobal aims to provide medical insurance to companies with staff located overseas, and is therefore popular with expatriates in the UAE, especially Dubai and Abu Dhabi. They offer a choice of five health plans to meet the requirements and budget of a given organization.

Plan BA

1. Inpatient/day patient
2. Outpatient
3. Evacuation/repatriation

Plan BM

1. Same as plan BA, plus
2. Maternity

Plan BW

1. Same as plan BA, plus
2. Wellness
3. Dental
4. Vision care

Plan BC

All the above benefits

Premier

1. Same as BC plus:
2. Best possible outcome programme
3. Advanced health screening
4. Complimentary medicine
5. AD&D Benefit $100k

For a complete list of benefits with details and limitations under the above plans, please refer to the brochures in the resources section, or contact us for more detailed information.