Morgan Price Health Insurance

An independent review by our team of experts.

Review summary

Morgan Price

Morgan Price was established in the UK in 1999; it is a specialist provider of medical insurance around the world, with a specific focus on the Middle East and the Far East.

With over 18 years’ of experience in the international health insurance market, Morgan Price provides excellent service to clients around the world. Additionally, they are founder members of the Association of International Medical Insurance providers (AIMIP).

In the UAE, they have partnered with Watania, that was founded in 2011. Watania aims to be a leading takaful operator in the UAE that meets all the Sharia compliance regulations in the region.


Morgan Price provides insurance plans for individuals and corporates in the UAE. All the plans are Dubai Health Authority (DHA) and Health Authority Abu Dhabi (HAAD) approved. Therefore, employers in the UAE enjoy affordable health benefits that improve the health and well-being of their employees.

Individual medical insurance plans offered by Morgan Price:


  1. Maximum benefit of $5,920,000 USD
  2. Area 1 - AGCC, Arab Countries, Middle East & SEA + Home Country; Area 2 -Worldwide Excluding USA; Area 3 - Worldwide
  3. In patient and day care treatment
  4. Outpatient care
  5. Chronic & pre-existing conditions
  6. Cancer care
  7. Pregnancy and childbirth
  8. Dental and optical benefits (optional)
  9. Audiology
  10. Psychiatric benefit
  11. Medical evacuation and repatriation
  12. Transportation of mortal remains
  13. Lifetime benefits
  14. Out of area treatment
  15. Cash benefits
  16. Network options


  1. Maximum benefit of $9,990,000 USD
  2. All the above

Corporate (group) medical insurance plans offered by Morgan Price:

Gulfhealth Options

  1. Overall maximum sum insured $ 2,000,000 USD
  2. Out-patient benefits
  3. In patient and day-patient benefits
  4. Pre-existing conditions
  5. Newly diagnosed chronic conditions
  6. Cancer care
  7. Pregnancy and childbirth benefits
  8. Medical evacuation and repatriation
  9. Transportation of mortal remains
  10. Hospital accommodation outside UAE
  11. Additional benefits for UAE residents only within the Emirate of Dubai

Additional benefits:

  1. Wellness & dental module
  2. Optical module
  3. Psychiatric module
  4. Worldwide module
  5. Enhanced physiotherapy modules
  6. Enhanced routine chronic module
  7. Enhanced maternity module

For a complete list of benefits with details and limitations under the above plans, please refer to the brochures in the resources section, or contact us for more detailed information.

The pros

  • Innovative and quick to react to market changes
  • Competitively priced
  • The modular product allows flexibility
  • Backed by Lloyd’s (London)
  • New choices plan includes top hospitals in Dubai at no extra cost (American and City Hospital)
  • Partnership with Neuron, therefore, access to their mobile app and online portal
  • ‘Privilege Card’ offered by Neuron gives members discounts at over 120 partners
  • Partnership with Dubai Cares - 1% of premiums donated towards charity
  • Been in the UAE for over 10 years (more than most of the new international providers)
  • Consistently required less than 12% annual increases for group medical insurance products

The cons

  • Networks restricted due to focus in the Middle East, UK, and Asia.
  • Individual plans can be expensive as the focus is primarily on the SME market
Which hospitals, clinics and pharmacies can I have access to if I am insured with Morgan Price?

Please refer to the brochure in our resources section.

How long does it take for a claim to be processed?

The standard approval times are dependent on us receiving all of the correct information from your chosen provider (either Amity or Neuron).

How do I submit a claim?

Click here to submit a claim for Amity

Click here to submit a claim for Neuron

Can I review the status of my claim online? What are the other ways to follow up?

Morgan Price has two third-party administrator’s – Neuron & Amity. Please check the back of your membership card.

You can also download the Neuron app to review the status of your claim and access other medical insurance-related documents.

Alternatively, you can call +971-4-552-0914 or email for more information.  

Customer reviews
Perfect choice for us

As an SME we were looking for the best partner, that delivered flexible and well-priced solutions, excellent customer service and ongoing support.

We have certainly found that after selecting Morgan Price as our preferred provider for group medical insurance.

Expert verdict
Expert Assessment of Morgan Price

We’re impressed by Morgan Price’s medical insurance products and services. They have adapted swiftly to the changing market environment in the UAE by consistently upgrading their plans and launching new products. Changing quickly whilst staying competitive in the market demonstrates their willingness to be a long-term medical insurance provider in the UAE.

Partnership with Neuron has given our clients access to the Neuron app, which is one of the best in the region. Our clients not only enjoy the convenience it brings but also the discounts and promotional offers such as weekend stay at 5* hotels, dental treatments etc.

Morgan Price provides excellent customer service through its third party administrations in the UAE. Therefore, any escalations are often quickly resolved.

If you are a business owner or HR professional in the UAE, you’re looking to save money on your employee benefits package and reduce your company medical insurance costs, we will review your current plans and related expenses. Please contact us or call us on +971 (0) 4559 4900.

At AES International, we focus on providing long-term solutions, tailored to an individual organisation’s needs, to help you improve overall employee wellness, drive up productivity and engagement, and enable you to manage your corporate medical insurance spend year on year.

“Thank you AES International for helping me and my family with your low cost no-nonsense approach. It is refreshing!”

Kristian Petersson

“With this sort of service you also expect to be paying very high fees, but it’s just not the case. I would definitely recommend AES.”

Jake van den Dries

“In the short time that I’ve been using AES I’ve made nearly ten thousand pounds and couldn’t be happier!”

Jackie Pym

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