Daman
Health Insurance

Daman provides medical insurance plans to individuals, families, and corporates in the UAE.  

Individual/family medical insurance plans

Daman offers different medical insurance plans to individuals and families based on their emirate and visa status; as an example, they can provide cover for low salary band (less than AED 4K) or non-working dependents.

Essential Benefits Plan

Health insurance plans for Dubai resident visa holders earning less than or equal to AED 4,000.

1. This plan offers basic health insurance coverage.
2. An affordable plan for lower income members as determined by Dubai Health Authority
3. Covers core benefits like inpatient, outpatient, maternity and emergency services
4. AED 150,000 coverage

Care Essential Plan

1. Annual aggregate limit of AED 160,000 inclusive of co-insurance
2. Local Cover
3. Covers core benefits like inpatient, outpatient, maternity and emergency services
4. 80% coverage for in-patient services across UAE
5. Prescribed Medicines up to AED 1,500 with 30% co-insurance

Care Chrome Plan

1. Annual aggregate limit of AED 160,000
2. Local Cover
3. Covers core benefits like inpatient, outpatient, maternity, dental and emergency services
4. Prescribed Medicines up to AED 5,000 with 10% co-insurance

Care Bronze Plan

1. Annual aggregate limit of AED 250,000
2. Regional Cover
3. Covers core benefits like inpatient, outpatient, maternity, dental and emergency services
4. Prescribed Medicines up to AED 5,000 with 10% co-insurance

Care Silver Plan

1. Annual aggregate limit of AED 300,000
2. Regional Cover
3. Covers core benefits like inpatient, outpatient, maternity, dental and emergency services
4. Prescribed Medicines up to AED 5,000 with 10% co-insurance

Care Gold Plan

1. Annual aggregate limit of AED 2,500,000
2. Worldwide Excl USA & Canada Cover
3. Covers core benefits like inpatient, outpatient, maternity, dental and emergency services
4. Prescribed Medicines paid in full

Care Platinum Plan

1. Annual aggregate limit of AED 5,000,000
2. Worldwide Cover
3. Covers core benefits like inpatient, outpatient, maternity, dental and emergency services
4. Prescribed Medicines paid in full

Premier Plan

1. Annual aggregate limit of AED 20,000,000
2. Worldwide Cover
3. Covers core benefits like inpatient, outpatient, infertility, health screenings, maternity, dental, optical and emergency services
4. Prescribed Medicines paid in full

Corporate medical insurance plans

Daman offer a range of plans for Corporate clients, ranging from the Essential Benefits plan (for members earning under AED 4k salary) up to worldwide plans.

They are highly flexible and so it is easy to find a plan that matches the benefits requirements for most companies.

Daman also provides plans that are HAAD (Health Authority of Abu Dhabi) compliant, please access the Daman website to learn more about the plans offered in Abu Dhabi. You can also refer to the brochures in the resources section, or contact us for more detailed information.