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The Changemakers

Adam Dalby

Senior Associate

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Senior Associate

Adam Dalby

Akshay Iyer

Associate

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Associate

Akshay Iyer

Alethea Dsouza

Senior Associate

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Senior Associate

Alethea Dsouza

Alex Cutts

Associate

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Associate

Alex Cutts

Amable Magat

Associate

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Associate

Amable Magat

Anais Cherian

Associate

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Associate

Anais Cherian

Anege Brandon

Associate

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Associate

Anege Brandon

Anooshi Askarpour

Senior Associate

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Senior Associate

Anooshi Askarpour

Ariel Gallano

Associate

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Associate

Ariel Gallano

Arsalan Aziz

Associate Director

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Associate Director

Arsalan Aziz

Carlos Michelon

Associate

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Associate

Carlos Michelon

Caroline Castro

Asssociate

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Asssociate

Caroline Castro

Catherine Devlin

Senior Associate

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Senior Associate

Catherine Devlin

Charles Smith

Associate

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Associate

Charles Smith

Charlotte Stevens

Director

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Director

Charlotte Stevens

Cherylyn Fernandes

Senior Associate

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Senior Associate

Cherylyn Fernandes

Colin Ward

Director

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Director

Colin Ward

Craig Ritchie

Senior Associate

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Senior Associate

Craig Ritchie

Damien Walsh

Director

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Director

Damien Walsh

Putting clients’ well-being at the centre of everything we do

Director of Health & Protection, Damien is passionate about positively changing everyone’s lives.

With an in-depth understanding of the global medical insurance landscape, and the complexities that many clients face, Damien aims to challenge the status quo by providing simple, quality and personalised solutions to all.

He believes everyone deserves to have access to the best medical options so we can all perform and be at our best every day. He aims to achieve this by providing education on the various policies and benefits available, as well as the importance of living a life of wellness.

Danica Santos

Associate

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Associate

Danica Santos

Daniel Marriott

Associate Director

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Associate Director

Daniel Marriott

David Norton

Director

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Director

David Norton

Debbie Fairfield

Senior Associate

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Senior Associate

Debbie Fairfield

Elnura Askarbayeva

Associate

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Associate

Elnura Askarbayeva

Emmy Tolosa

Senior Associate

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Senior Associate

Emmy Tolosa

Gabriel Dada

Associate

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Associate

Gabriel Dada

Helen Dale

Associate Director

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Associate Director

Helen Dale

Jennifer Galang

Associate

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Associate

Jennifer Galang

Jessie Quintilla

Associate Director

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Associate Director

Jessie Quintilla

Jinky Baldostamon

Senior Associate

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Senior Associate

Jinky Baldostamon

Joanna Navalta

Associate

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Associate

Joanna Navalta

John Lee

Associate

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Associate

John Lee

Karl Abrugena

Associate

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Associate

Karl Abrugena

Lily Newell

Apprentice Associate

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Apprentice Associate

Lily Newell

Louise Fidler

Senior Associate

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Senior Associate

Louise Fidler

Lovely Manaloto

Associate

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Associate

Lovely Manaloto

Lynne Gongora

Associate

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Associate

Lynne Gongora

Magnolia Martonito

Senior Associate

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Senior Associate

Magnolia Martonito

Mauro De Santis Bo

Senior Associate

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Senior Associate

Mauro De Santis Bo

Michelle Malapitan

Associate

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Associate

Michelle Malapitan

Neil Hernandez

Senior Associate

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Senior Associate

Neil Hernandez

Nick Glover

Senior Associate

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Senior Associate

Nick Glover

Nicolaas Johannes

Associate

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Associate

Nicolaas Johannes

Olivia Leefe

Senior Associate

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Senior Associate

Olivia Leefe

Paige Cauilan

Associate

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Associate

Paige Cauilan

Pippa Miller

Co-CEO

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Co-CEO

Pippa Miller

Pippa Miller is responsible for ensuring we have the best people throughout the organisation and that they are trained well and are effective in helping benefit our clients.

After graduating from Kings College London, Pippa joined the media arm of WPP, the world’s largest global communications company.  

Rising quickly to the level of Business Director she developed an interest in financial services whilst working with HSBC.

Outside work Pippa enjoys spending much of her time keeping fit by regular visits to the gym and playing netball.

Rebecca Steele

Associate Director

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Associate Director

Rebecca Steele

Ruth O'Malley

Associate

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Associate

Ruth O'Malley

Sam Instone

Co-CEO

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Co-CEO

Sam Instone

Sam is a champion of Positive Change within the international financial services profession.

Responsible for leading AES, he believes education is the most powerful weapon with which to change the world.  His favourite themes centre upon evidence-based investment, best practice and a passion to help people live meaningful lives, free from financial worry and complexity.

A graduate of King’s College, University of London, Sam served as a British Army Officer in the Household Cavalry Regiment. His military career covered selection for service with Airborne Forces, operational duty with the Coldstream Guards, and ceremonial duty as a Captain in Her Majesty the Queen’s Life Guard with the Household Cavalry Mounted Regiment in London.

He is a member of The Chartered Institute of Insurance, the Personal Finance Society and The Skinners Livery Company.

Sarah Norton

Associate Director

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Associate Director

Sarah Norton

Stuart Ritchie

Director

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Director

Stuart Ritchie

Stuart has achieved the chartered financial planner designation from the Chartered Insurance Institute (CII) and Chartered Wealth Manager designation from the Chartered Institute for Securities and Investments (CISI).  Stuart is also a fellow of the CISI and a qualified pension transfer specialist.   

Prior to joining AES International in Dubai, Stuart worked in Scotland for a chartered accountancy, at an actuarial firm, and earlier still in the investment management division of a private bank. 

Today Stuart supervises the delivery of lifestyle financial planning services and enjoys developing long-lasting relationships based around stewardship of family wealth.  His specific expertise lies in three core areas: wealth enhancement; wealth protection; and wealth transfer. 

He is listed on The Personal Finance Society website under Dubai, where you can review his qualifications; alternatively, Stuart invites you to contact him if you’d like to know more about his credentials and experience.

Sue Tucker

Senior Associate

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Senior Associate

Sue Tucker

Tatum April

Senior Associate

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Senior Associate

Tatum April

Tunde Aina

Senior Associate

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Senior Associate

Tunde Aina

Vinayak Kozhikotte

Senior Associate

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Senior Associate

Vinayak Kozhikotte

Yazmin Boden

Senior Associate

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Senior Associate

Yazmin Boden

Yazmin Boden-2-1

Contact us to regain clarity, confidence and control. 

Yazmin Boden, DipPFS
Senior Associate, Wealth Advice