Terms of Use
These Terms of Use govern your use of aesinternational.com
Please read this document carefully before using the AES website (“the site”)
The website provides group information, educational content and general information about AES International services globally. It does not create a client relationship, advisory relationship, mandate or product agreement with any AES entity.
AES International is a multinational financial services group. The group includes separate but affiliated entities operating in different jurisdictions and under different regulatory permissions. AES Financial Services Ltd, trading as AES International, is incorporated in England and Wales under company number 06063185 and is authorised and regulated by the UK Financial Conduct Authority under firm reference number 464494.
Different AES entities may provide services in different countries. The AES entity that provides advice or services to you will be identified in the relevant formal documents, such as terms of business, onboarding documents, advisory letters or other service-specific documents. Unless those documents say otherwise, using this website does not make you a client of AES Financial Services Ltd or any other AES entity.
By accessing or using this website, you agree to these terms. These terms are intended to apply to all website users, whether you are browsing for information, considering AES services or communicating with AES through the website. If you do not agree, please do not use the website.
1. WEBSITE PURPOSE AND SCOPE
This website provides information about the AES International group, educational content and general information about services offered by AES entities. It is intended for a global audience, but not every service is available in every jurisdiction or to every person. The availability of any service described on this website is subject to applicable law, regulation, eligibility criteria and the relevant AES entity’s permissions.
Website content is provided for general information only. It may not reflect your personal circumstances, tax position, legal position, regulatory status, residence, domicile, nationality, objectives, needs or risk profile.
Nothing on this website should be treated as personalised financial advice, investment advice, insurance advice, tax advice, legal advice, a personal recommendation, an offer, a solicitation or an invitation to buy, sell, subscribe for or otherwise transact in any product or service.
You are responsible for ensuring that your use of this website is lawful in the country from which you access it and that any information you provide through the website is accurate, complete and not misleading.
2. WHICH AES ENTITY YOU DEAL WITH
AES is a group of separate legal entities. The website may describe AES group capabilities collectively, but that does not mean every AES entity provides every service or that every AES entity is responsible for every service described on the website.
The AES entity responsible for any advice, recommendation, product arrangement or service will be confirmed in the formal documents provided to you. Those documents will also identify the relevant regulator, governing law, complaints process and redress arrangements.
You should not assume that UK law, FCA rules, the Financial Ombudsman Service or the Financial Services Compensation Scheme apply to services received outside the UK. Local law, regulation and redress arrangements will usually apply where advice or services are provided outside the UK.
3. REGULATORY STATUS AND REDRESS
AES Financial Services Ltd, trading as AES International, is authorised and regulated by the UK Financial Conduct Authority. Its firm reference number is 464494. UK law, regulation and redress arrangements apply to UK activities only, unless formal service documents state otherwise.
For full details of AES group authorisations, regulation, complaints and redress arrangements, please refer to the Authorisations and Regulations page on aesinternational.com.
4. FINANCIAL PROMOTIONS AND NO ADVICE
AES aims for website communications to be fair, clear and not misleading. However, website content is general in nature and should not be relied on as the basis for a financial decision.
Any financial promotion on this website is communicated or approved, as applicable, by the relevant authorised AES entity. Investment products and insurance arrangements involve risks and may not be suitable for everyone. Past performance, projections or market commentary are not reliable indicators of future results.
Before making any decision that may affect your finances, business or legal position, you should consider obtaining advice from a suitably qualified professional adviser in the jurisdiction relevant to you.
5. ACCEPTABLE USE
You may use the website for lawful personal, professional or business purposes. You must not misuse the website, interfere with its operation, attempt unauthorised access, introduce harmful material, use automated scraping or data extraction tools without permission, infringe third-party rights, misrepresent your identity, submit false or misleading information, or use the website in a way that may damage AES, other users or any third party.
AES may suspend, restrict or withdraw access to all or part of the website where reasonably necessary for security, maintenance, operational, legal, regulatory or misuse-related reasons, including where these terms are breached.
6. EXTERNAL LINKS AND THIRD-PARTY CONTENT
The website may include links to external websites, resources, social media platforms or third-party content. AES does not control those external materials and is not responsible for their availability, accuracy, security, content, products or services.
Content posted by third parties on AES social media channels or other external platforms is not endorsed by AES unless AES expressly says so.
7. INTELLECTUAL PROPERTY
The website and its content are protected by copyright, trademark, design and other intellectual property laws. These rights are owned by AES, its group companies or its licensors.
You may view, print or download reasonable extracts for your own personal or internal business use, provided you do not alter the content or remove proprietary notices. You must not otherwise copy, reproduce, republish, upload, post, transmit, distribute or commercially exploit website content without AES’s prior written consent.
8. PRIVACY AND COMMUNICATIONS
For information about how AES collects, uses and protects personal data, please refer to the applicable Privacy Policy on aesinternational.com.
Messages sent over the internet, by email or through website forms may not be secure. Please do not send confidential, personal or sensitive information unless you are using an appropriate secure channel provided by AES.
9. WEBSITE AVAILABILITY AND LIABILITY
AES takes reasonable care to maintain the website and keep information accurate and up to date. However, website content may be changed without notice and may become out of date. AES does not guarantee that the website will be uninterrupted, error-free, secure or free from viruses or other harmful material.
Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any liability owed under applicable financial services law or regulation.
Subject to the paragraph above, AES will not be liable for loss arising from your use of, inability to use, or reliance on general content on the website, except where that loss results from AES’s breach of a legal duty that cannot be excluded.
AES is not responsible for indirect or consequential loss, loss of profit, loss of business, business interruption, loss of data, or loss caused by events outside AES’s reasonable control, except to the extent such liability cannot lawfully be excluded or limited.
10. CHANGES TO THESE TERMS
AES may update these terms from time to time. Any changes will take effect when posted on the website. If you do not agree to the updated terms, you should stop using the website.
11. GOVERNING LAW
These terms are governed by the laws of England and Wales. The courts of England and Wales will have non-exclusive jurisdiction in respect of any dispute, subject to any mandatory rights you may have under the laws of the country in which you reside.
12. CONTACT
Questions about these terms or the use of this website should be directed to:
AES Financial Services Ltd, trading as AES International
Incorporated in England and Wales under company number 06063185
Authorised and regulated by the UK Financial Conduct Authority under firm reference number 464494
Email: hello@aesinternational.com