<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=3003101069777853&amp;ev=PageView&amp;noscript=1">
Skip to content

Meet the experts
behind the wisdom

Guidance is personal. Our team helps internationally successful families and organisations make clearer, more confident decisions across wealth, health, and long-term planning.

Speak to an expert
Discover AES

Leading with purpose

Our leadership team combines deep expertise across financial life management, employee benefits, operations, and business strategy. Together, they provide the vision, guidance and stewardship that underpin our commitment to delivering exceptional outcomes.

Andrew-Bates-optimised

Andrew Bates

Managing Director

Financial Life Management

MBA TEP

Bringing over thirty years of experience to bear on the complex, cross-border financial lives of successful families.
LinkedIn View profile View profile
Sam-Instone-optimised

Sam Instone

Managing Director

Financial Life Management

CMgr FCMI

Founder of AES - the only certified investment fiduciary in AMEA, with over 20 years helping internationally successful families make better decisions about their wealth.
LinkedIn Chartered View profile View profile
Pippa-Miller-optimised

Pippa Miller

Managing Director

Operations

Turning strategy into seamless execution across compliance, finance and technology, helping AES deliver a reliable and consistent experience for clients.
LinkedIn View profile View profile
Damien-Walsh-optimised

Damien Walsh

Managing Director

Employee Benefits

Leading AES employee benefits consultancy on the conviction that people come before policies, while building healthcare strategies that protect, prevent and help people prosper.
LinkedIn View profile View profile

The team behind our vision

Our team is united by a shared commitment to delivering guidance and service that puts clients first. Bringing together diverse expertise and a collaborative approach, they work alongside one another to provide the insight, care, and consistency that help our clients make confident decisions and achieve lasting success.

Vinayak Kozhikotte

Vinayak Kozhikotte

ITIL

Director

View profile View profile
Building AES as a bionic organisation, blending technology with human expertise to create better client experiences and empower people to focus on what matters.
IT LinkedIn
David L (1)

David Labouchere

OBE

Non-Executive Director

View profile View profile
Providing independent oversight and seasoned counsel at board level, bringing the perspective and judgement that come from a distinguished career of service.
Operations LinkedIn
Dan Marriott

Dan Marriott

LLB, MSc Econ, Chartered MCSI, MICA

Director

View profile View profile
Supporting a culture where doing the right thing is part of how we grow, innovate and deliver for clients. 
Chartered Compliance LinkedIn
Craig Norrey

Craig Norrey

ACII Chartered Insurance Broker

Director

View profile View profile
Sitting at the intersection of data and client needs, solving complex employee benefits challenges with structured thinking and practical precision.
Chartered Employee Benefits LinkedIn
Sarah Norton

Sarah Norton

ACMA, CGMA

Director

View profile View profile
Turning financial insight into better decisions, stronger capability and sustainable growth across the business, so AES can continue to deliver lasting value for those it serves.
Chartered Finance LinkedIn
Georgina Osborne-Stuart (1)-2

Georgina Osborne-Stuart

APFS, Chartered Financial Planner

Director

View profile View profile
Bringing a deeply personal approach to financial planning, recognising that no two clients are alike and that great advice begins with truly listening.
Chartered Financial Life Management LinkedIn
Greg Smith

Greg Smith

Director

View profile View profile
Bringing senior leadership and strategic direction built on long-term relationships and meaningful client outcomes.
Client Services LinkedIn
Rebecca Steele (1)

Rebecca Steele

MCIM, CMktr

Director

View profile View profile
Leading marketing with the belief that clear, meaningful communication helps more people understand the value of better financial decisions. 
Chartered Marketing LinkedIn
Brandon Anege

Brandon Anege

Associate Director

Applying creative thinking and technical expertise to optimise the systems and processes that help a modern financial services business serve clients at its best. 
IT LinkedIn
Alex Cutts

Alex Cutts

MCIM, CMktr

Associate Director

Ensuring complex financial and benefits guidance is communicated in ways that genuinely resonate and deliver clarity on what actually matters.
Chartered Marketing LinkedIn
Ninoksha DSouza

Ninoksha D'Souza

Associate Director

A decade of creative strategy and social media leadership, spent turning complex ideas into stories that stick and drive positive behaviour change.
Marketing LinkedIn
Andrew Gardiner-1

Andrew Gardiner

Associate Director

View profile View profile
Building client relationships and strategic partnerships across employee benefits, helping employers create better outcomes for their people. 
Employee Benefits LinkedIn
Samuel Hurst

Samuel Hurst

APFS, Chartered Financial Planner

Associate Director

View profile View profile
Taking the time to understand each client's life goals and objectives, then building the financial plan most likely to give them the best chance of achieving them.
Chartered Financial Life Management LinkedIn
Saisha Penny

Saisha Penny

APFS, Chartered Financial Planner

Associate Director

View profile View profile
Building trusted relationships with clients from all walks of life, and finding deep fulfilment in helping each of them reach the goals that matter most.
Chartered Financial Life Management LinkedIn
Charles Smith

Charles Smith

Chartered MCSI, Certified Financial Planner

Associate Director

View profile View profile
Working closely with families to understand their financial goals and build long-lasting relationships.
Chartered Financial Life Management LinkedIn
Shannon Andrade

Shannon Andrade

Senior Associate

Keeping financial operations precise and reliable, from reporting and reconciliation through to auditing.
Finance LinkedIn
Stephanie Batausa

Stephanie Batausa

Cert CII

Senior Associate

Driven by the unique challenges and continuous learning involved in helping clients navigate a fast-moving employee benefits landscape. 
Employee Benefits LinkedIn
Jack Bruton

Jack Bruton

Cert CII

Senior Associate

Working alongside clients to navigate insurance solutions with the support of a close-knit, high-performing team.
Employee Benefits LinkedIn
Caroline Castro

Caroline Castro

Senior Associate

Committed to hands-on problem-solving to deliver a seamless experience for clients navigating complex financial structures.
Client Services LinkedIn
Laura Cotter

Laura Cotter

Senior Associate

Building strong, lasting client relationships, supporting people at every step so their financial journey becomes a genuine success story.
Client Services LinkedIn
Reedha Fathima

Reedha Fathima

ACCA, CGMA

Senior Associate

Bringing rigorous accounting expertise to complex financial challenges, translating precision into strategic clarity so those around her can make confident decisions.
Chartered Finance LinkedIn
Jennifer Galang

Jennifer Joy Galang

Cert CII

Senior Associate

Helping HR leaders and businesses focus on what matters - supporting their team and managing costs.
Client Services LinkedIn
Neil (1)-1

Neil Hernandez

Cert CII

Senior Associate

Focused on responsive, attentive client support at the moments that matter most. 
Employee Benefits LinkedIn
Joanne Navalta

Joanne Navalta

Senior Associate

Keeping the operational heart of AES running smoothly, ensuring efficiency, organisation and support for our team and clients.
Operations LinkedIn
Ciara Nolan

Ciara Nolan

RNutr

Senior Associate

Leading AES's approach to workplace wellness, with a focus on helping people build healthier habits that improve everyday life.
Client Services LinkedIn
Ben Roberts

Ben Roberts

Senior Associate

Listening carefully to what senior professionals need, then orchestrating the right guidance - translating complexity into clear next steps.
Client Services LinkedIn
Danica Santos

Danica Mae Santos

Cert CII

Senior Associate

Dedicated to resolving the complex challenges that stand between clients and the outcomes that make a real difference in their lives.
Client Services LinkedIn
Kelwin Soans

Kelwin Soans

ACSI

Senior Associate

Leveraging deep knowledge and technical skill to guide clients toward decisions that create a lasting positive impact on their financial lives.
Client Services LinkedIn
Emmy Tolosa

Emmy Tolosa

Assoc CIPD

Senior Associate

Making working life better for everyone - through efficient processes, genuine care, and a commitment to building a workplace where people thrive.
People & Culture LinkedIn
Alois Abiad

Alois Abiad

Award CII

Associate

Dedicated to resolving complex client challenges while building the kind of collaborative team culture that drives lasting results.
Client Services LinkedIn
Mohammed Aldhaheri (1) (1)

Mohammed Aldhaheri

Associate

Strengthening the firm’s cybersecurity and sharpening the processes that help keep client information and business operations safe. 
Compliance LinkedIn
June Arban

June Arban

Associate

A licensed nurse turned wellness specialist and trainer, using healthcare expertise to support safer, healthier workplaces for employees.
Client Services LinkedIn
Rory Bossom

Rory Bossom

Cert CII

Associate

Designing comprehensive, client-centred benefits - group medical insurance and beyond - tailored to each business and its people.
Employee Benefits LinkedIn
Johanna Espanola (1)-1

Johanna Espanola

Associate

Delivering quality service to clients while providing reliable support to colleagues across the business.
Client Services LinkedIn
Kylin Flores

Kylin Flores

Award CII

Associate

Motivated by the purpose behind the work and the strength of the team - a combination that drives meaningful client outcomes every day.
Client Services LinkedIn
Rahil Haneef

Rahil Haneef

Associate

Keeping IT operations running smoothly, supporting the systems and infrastructure the wider business relies on every day.
IT LinkedIn
Cristine Mangubat

Cristine Mangubat

Award CII

Associate

Focused on making a meaningful difference for clients by tackling challenges head-on and bringing a genuine commitment to learning and service.
Client Services LinkedIn
Suzanne-Padin-AES-optimised

Suzanne Padin

Associate

Passionate about serving others with genuine care, committed to making a meaningful difference for every client she supports.
Client Services LinkedIn
Esha Pilinja

Esha Pilinja

DipPFS

Associate

Working behind the scenes doing the technical groundwork, supporting planners and clients with precise, well-built recommendations.
Client Services LinkedIn
Krupa Suvarna

Krupa Suvarna

Associate

Supporting AES's financial operations while contributing to a culture of continuous growth and confident client service.
Finance LinkedIn

Contact the experts

Book a Discovery Call

FAQs

Will I work with one adviser or a team?

You'll have a lead adviser as your main point of contact, supported by a wider team of specialists behind them.

For wealth clients, your Financial Life Manager acts as your personal CFO - your thought partner, trusted advocate and, in effect, your executive team, drawing on specialists in investment, planning and cross-border matters as your situation requires.

For employers, your Employee Benefits Consultant is supported by in-house claims, service and well-being specialists.

The relationship is personal, but the expertise behind it is deep, so you're never relying on a single person to know everything.