Supporting success
through expert guidance

Financial Life
Management

Smarter financial decision-making to build the life you want.

EXPLORE

Employee Benefits
Consulting

A transformative approach to employee benefits in the UAE.

EXPLORE

Financial Life Management

Employee Benefits Consultancy

Law Firm Partners

Apex Professionals

C-Suite Executives

Business Owners

HR Leaders

Finance Leaders

C-Suite Executives

Business Owners

Working with you to
create a clearer path forward

Our integrated model is built on two disciplines: financial life management and employee benefits consulting.
Together, they serve the individuals, leaders, and organisations facing the challenges below:

Outgrowing basic advice

When recommendations no longer reflect the full picture of your life, wealth, and long-term goals.

Financial uncertainty & replanning

When you’re no longer confident the path you’re on will get you where you want to be.

Cross-border complexity

When living, earning, or investing across multiple countries creates unseen risks and missed opportunities.

Expertise built on evidence.
Partnerships built on trust.

AES works with leading firms and institutions to bring you research, solutions, and opportunities shaped by decades of international expertise.

Discover more about AES

Strategic thinking

Complex

exclude-square-light

Cross-border complexity
Managing financial and organisational priorities across jurisdictions, regulations, and evolving responsibilities.

hand-deposit

Competing priorities
Balancing the needs of your family or business with long-term goals, risk and day-to-day decisions.

plugs

Fragmented advice
Navigating disconnected recommendations that fail to reflect the bigger picture.

A track record
built on better decisions

20 +

Years in
operation

1 st

Certified fiduciary in AMEA

100 %

Transparent fee structure

Fiduciary by design

Ethically bound to act in your best interests, ensuring every action we take is designed for your benefit.

Evidence-based thinking

Recommendations grounded in decades of research, not opinion or trends.

Long-term partnership

A focus on outcomes over years and decades, not short-term transactions.

Life-centred planning

Financial, health and life decisions are integrated into one coherent strategy.

Trusted by those who expect more

We'd spent decades building this wealth, but after the downsize, we didn't know what it was actually for. Once we understood our Number and knew we'd never run out, everything changed. We stopped holding back. Now we spend more freely, give earlier, and we're finally living the life we built this for.

Ed & Kate, Financial Life Management clients

Replanning after a major life event:
The hidden cost of having too much
Read more
Every year the broker said the increases were just the market. We accepted it. Then AES showed us we'd been negotiating against the wrong number the whole time, and that the real problem was seventy percent of our claims coming from twelve percent of our people. When you see the real pattern, you can actually do something about it.

UAE-headquartered engineering and construction firm

Managing rising healthcare costs:
When the negotiating number had been wrong for years
Read more

See all case studies

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I borrowed that title from the words of legendary investor Warren Buffet. He’s talking about market timing. Trying to get in just before prices start to rise. And out again as they’re about to fall. ...

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Which country will outperform? Here’s why it doesn't matter

Meet Joe. He’s a high-earning international investor, originally from the UK. Do you know what percentage of his portfolio is held in UK stocks? It’s around 50%. But as of January 2022, the UK ...

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7 life hacks to lose weight, supercharge your energy and transform your health

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This is when you should worry about your portfolio’s returns

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Here's why you find it hard to invest (plus, what makes the best investors)

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Financial Planning

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How to design a meaningful life while you (and your loved ones) can

Mike and Emily wanted to take a long trip together to visit wine country. They thought about it and planned it for years. They could never quite get themselves to go, though. It never seemed to be ...

Investment

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The truth about dividends that only mature investors understand

One of the most commonly misunderstood aspects of investing is what it really means to be a stock market investor. Many imagine a casino, where some are lucky enough to win, but most end up on the ...