Your Money
Personality

Uncover your subconscious money beliefs that influence your decisions

Doing well with money isn't necessarily about what you know

It's about how you behave. And good financial behaviour is hard to learn, even for smart people. Money—investing, personal finance, and great decision-making in life—are typically not taught at school.

This quick exercise helps you discover your 'money personality'—the underlying, unconscious beliefs you hold about money.

Each of us perceives our own situation in a particular way, shaped by our personal history and upbringing. In reality, people often make flawed financial decisions based upon our own unique view of the world; where ego, pride, marketing, and odd incentives are scrambled together without an underlying awareness of what's driving them. Some flourish, many drift, others flounder.

Your money beliefs significantly influence your financial well-being.

We'd like to help you start your journey by gaining a better awareness of your own ‘money personality’ and getting you greater clarity, confidence and control over your ideal future.

A key step to your financial well-being is to 'know thyself' in order to make great decisions, ignore triggers, and explore the 'big picture.'

Your money personality is...

Picked up in childhood
Often just bits and pieces of the truth
Handed down from one generation to the next
Influencing your financial future and how you handle your money
Usually hidden in the background. You don't even realise it's there most of the time

Your money personality has been found to be associated with:

Income
Net worth
Credit card and other debt
Financial behaviour
Other aspects of financial health

The money personality test measures three key money beliefs

These beliefs are Commitment, Happiness and Vigilance. Each person will be given a score in each category. Higher scores mean stronger convictions. It's not uncommon to have a money personality that initially appears contradictory. For instance, you might think "I hate spending money", while also believing that "things would improve if I had more money." Your results will provide insight into your personal money belief system.

Understanding yourself better empowers you. It's the best starting point for making changes and enhancing your overall financial well-being.

Your results will also help your adviser, by giving them a deeper understanding of your belief system around, and relationship with, money.

YOU PRIORITISE OTHERS

Commitment

When making a financial decision, you mostly care about how it will affect the people you love — and believe there’s always more you can give.

However, you often neglect to consider the effect that your financial decisions will have on you.

To find out more, including your strengths, challenges and how you can make your money personality work for you, take the test now.

YOU'RE TOO CASUAL ABOUT YOUR FINANCIAL AFFAIRS

Happiness

You're all about enjoying today. Thinking about the need to save often makes you frustrated and impatient, though — and, as a result, you frequently feel you don’t have enough money.

If you have a Happiness money personality, you’re probably not too anxious about the future, but you don’t spend enough time evaluating financial decisions.

To find out more, including your strengths, challenges and how you can make your money personality work for you, take the test now.

Happiness

You feel like you never have enough

Vigilance

You're driven by a quest for security and peace of mind, but never feel secure or satisfied, no matter how much success you attain.

You're a control freak who dwells on what could go wrong, typically living within your means. You're well prepared for the unexpected and are a cautious, careful decision-maker.

But you’re slow to act, which means you often miss opportunities.

To find out more, including your strengths, challenges and how you can make your money personality work for you, take the test now.

Vigilance

Ready to start the conversation?

We'll call, learn about you and help you decide if we're a good fit. It's that easy.

The information in this material is intended for the recipient’s background information and use only. It is provided in good faith and without any warranty or, representation as to accuracy or completeness. Information and opinions presented in this material have been obtained or derived from sources believed by AES to be reliable and AES has reasonable grounds to believe that all factual information herein is true as at the date of issue. It does not constitute investment advice, recommendation, or an offer of any services or products for sale and is not intended to provide a sufficient basis on which to make an investment decision. It is the responsibility of any persons wishing to make a purchase to inform themselves of and observe all applicable laws and regulations. Unauthorised reproduction or transmitting of this material is strictly prohibited. AES accepts no responsibility for loss arising from the use of the information contained herein.

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RISKS

Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investment, when redeemed, may be worth more or less than the capital invested. Past performance is not a guarantee of future results. There is no guarantee strategies will be successful. For further information, please click here.

Your Money
Personality

Uncover your subconscious money beliefs that influence your decisions