Deutsche Bank

Deutsche Bank is a very large, top-tier bank with a globally recognised brand, and for senior international investors that scale makes it a credible option.

Size carries the usual costs, though. The traditional values you would expect from a private bank, trust and an uncompromising duty of care, are harder to sustain in an institution this large, and Deutsche Bank lacks independence: it can offer its own products and services rather than the best available in the open market. Its substantial investment-banking arm also adds a layer of complexity and risk that a pure private bank does not carry.

The underlying point is structural. A bank sells what a bank holds. Serious wealth work begins one level up, with the whole picture coordinated across your investments, structures, pensions, protection and succession, and with advice that answers to you rather than to a product shelf.

If you are already a private banking client of Deutsche Bank, a no-obligation Second Opinion will show whether your portfolio still serves your plan, or whether the plan was ever the starting point. AES will also review the thinking that led to the investments you currently hold.