AES International Wealth Management & Employee Benefits Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Blog Feature

Investment | Financial Planning

Rise of the machines in wealth management?

By: Sam Instone
August 30th, 2018

Steve Jobs made many powerful statements.

But one sticks out for me.

The founder of one of the world’s most successful tech companies said:

‘Technology is nothing.’

It’s not as ironic as it sounds.

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Blog Feature

Financial Education

100 blocks a day (how to reassess your time)

By: Sam Instone
August 27th, 2018

I sleep 6.5 hours a night.

That’s about average for people in my age group.

That leaves around 17 hours awake each day.

Or about 1,000 minutes.

How do you use yours?

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Blog Feature

Investment | Financial Planning

It’s official: Interest rates don’t just go down…

By: Sam Instone
August 23rd, 2018

Earlier this month, the Bank of England raised interest rates for only the second time since 2007.

For the first time in almost 10 years, interest rates are above half a percent. 

Now it’s at 0.75%.

The last time it was higher than this, was February 2009 (when it was 1%).

But it’s also still lower than at any point in history before then.

And if Bank of England chief economist Andy Haldane’s research is correct, “any point” means roughly 5,000 years.  

So – what does it all mean?

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Blog Feature

Financial Education

Do you suffer from priority-blindness?

By: Sam Instone
August 21st, 2018

Dwight Eisenhower was the 34th President of the United States.

He lived one of the most productive lives imaginable.

Do you know his secret?

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Blog Feature

Investment

Investment tips from an industry insider

By: Sam Instone
August 20th, 2018

David Pitt-Watson is a fund industry insider.

He’s worked in asset management for years.

It’s made him question the point of using active fund managers at all.

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Blog Feature

Investment | Financial Education

The layers of the brain

By: Sam Instone
August 16th, 2018

The layers of the brain manifest in everyday life.

They affect our emotions.

The questions we ask.

The choices we make.

And impact our finances…

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Blog Feature

Investment

How mindset affects investment behaviour

By: Sam Instone
August 15th, 2018

An optimist wakes up knowing things are broken.

And more will break.

But he endures, aware things will improve.

Is this you?

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Blog Feature

Investment | Financial Education

What is grit?

By: Sam Instone
August 14th, 2018

James Clear recently defined grit.

"It’s the perseverance and passion to achieve long–term goals".

As a graduate from the Royal Military Academy Sandhurst – this area fascinates me.

Mental toughness can be the difference between success and failure.

Financial, or otherwise.

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