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AES is at the vanguard of a profound shift in financial services. This is about helping you achieve a better future through a purposely different approach.

Instead of worried, you'll feel empowered, confident and truly cared for. Our talented, loyal and passionate team use science to redefine the way people make decisions, reshape investment outcomes, and unlock real health and well-being.

We do this as certified fiduciaries, representing your best interest, not ours. By simplifying the complex, analysing data, leveraging insights and implementing plans with a human touch. And by turning ideas into action to spark positive change.

For almost two decades, we’ve been providing trusted advice and solutions to build healthier, wealthier and wiser futures for our clients, colleagues and communities. Welcome to a world where science and empathy can make a difference in your life.

Welcome to better.

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Giving you clarity, confidence and control 

Our mission

To create 'Positive Change' for our clients and our profession. 

Our vision

To make the world healthy, wealthy and wise.

 

UNIQUE THINKING SHAPES OUR CULTURE

Based upon 3 core values

Education and knowledge

Knowledge

Improving ourselves and the lives of others by gaining and sharing expertise.

Integrity

Integrity

Treating others as they would like to be treated (The Platinum Rule).

Team activities

Teamwork

Working together to benefit our clients and each other.

Our shared beliefs, values and practices

Our culture is much more than we could fit in a single slide deck, but we did our best to pack as much of who we are into this culture code.

Flip through to get a glimpse into the heart of our organisation.

This presentation is part manifesto and part employee handbook. It's about who we are, and what we aspire to become*

*i.e. we continue to work hard to get there. 

A NEW GENERATION OF PROFESSIONAL

Committed to creating better futures

Sam Instone

Co-CEO

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Co-CEO

Sam Instone

Sam is a champion of Positive Change within the international financial services profession.

Responsible for leading AES, he believes education is the most powerful weapon with which to change the world.  His favourite themes centre upon evidence-based investment, best practice and a passion to help people live meaningful lives, free from financial worry and complexity.

A graduate of King’s College, University of London, Sam served as a British Army Officer in the Household Cavalry Regiment. His military career covered selection for service with Airborne Forces, operational duty with the Coldstream Guards, and ceremonial duty as a Captain in Her Majesty the Queen’s Life Guard with the Household Cavalry Mounted Regiment in London.

He is a member of The Chartered Institute of Insurance, the Personal Finance Society and The Skinners Livery Company.

Pippa Miller

Co-CEO

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Co-CEO

Pippa Miller

Pippa Miller is responsible for ensuring we have the best people throughout the organisation and that they are trained well and are effective in helping benefit our clients.

After graduating from Kings College London, Pippa joined the media arm of WPP, the world’s largest global communications company.  

Rising quickly to the level of Business Director she developed an interest in financial services whilst working with HSBC.

Outside work Pippa enjoys spending much of her time keeping fit by regular visits to the gym and playing netball. 

Stuart Ritchie, APFS, Chartered FCSI

Director, Wealth Advice

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Director, Wealth Advice

Stuart Ritchie, APFS, Chartered FCSI

Stuart has achieved the chartered financial planner designation from the Chartered Insurance Institute (CII) and Chartered Wealth Manager designation from the Chartered Institute for Securities and Investments (CISI).  Stuart is also a fellow of the CISI and a qualified pension transfer specialist.   

Prior to joining AES International in Dubai, Stuart worked in Scotland for a chartered accountancy, at an actuarial firm, and earlier still in the investment management division of a private bank. 

Today Stuart supervises the delivery of lifestyle financial planning services and enjoys developing long-lasting relationships based around stewardship of family wealth.  His specific expertise lies in three core areas: wealth enhancement; wealth protection; and wealth transfer. 

He is listed on The Personal Finance Society website under Dubai, where you can review his qualifications; alternatively, Stuart invites you to contact him if you’d like to know more about his credentials and experience.

Damien Walsh, Dip PMi

Director, Health & Protection

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Director, Health & Protection

Damien Walsh, Dip PMi

Director of Health & Protection, Damien is passionate about positively changing everyone’s lives.

With an in-depth understanding of the global medical insurance landscape, and the complexities that many clients face, Damien aims to challenge the status quo by providing simple, quality and personalised solutions to all.

He believes everyone deserves to have access to the best medical options so we can all perform and be at our best every day. He aims to achieve this by providing education on the various policies and benefits available, as well as the importance of living a life of wellness.

David Norton

Director, Partnerships

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Director, Partnerships

David Norton

David is from England and has over 15 years of experience in financial services and 9 years living as an expatriate. A Chartered Fellow of the CISI, he is driven by working to change the financial services profession to one which always has a positive, meaningful impact on people’s lives. He aims to do this by protecting, securing and enriching the lives of clients through the service that AES offers. David loves travelling and sport, along with reading, sushi, white wine and cheese (occasionally all together). Once he feels like the industry has changed for better, he wants to be a game ranger.

Charlotte Stevens

Director, Health & Protection

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Director, Health & Protection

Charlotte Stevens

 

 

 

 

 

MEET THE AES TEAM »

Join us and help transform global financial services

Are you a purpose-driven person looking to make a significant impact and positive difference?

Are you smart, hard-working, ambitious and a pleasure to work with?

Are you ready to create change? 

VIEW OUR LATEST OPPORTUNITIES »