AES International Wealth Management & Employee Benefits Blog

Guest post from Robin Powell of The Evidence-Based Investor blog...

If there’s one thing that we’ve learned from more than 60 years of academic research...

It’s that diversifying your investments is a very good idea.

Not only does it reduce risk, but it can also improve your expected returns.

What’s more, it gives you a smoother ride towards your investment goals.

One of the most important concepts for investors to grasp is compounding.

It’s the principle on which most great fortunes are built...

And it’s far more powerful than you might imagine.

Picture this...

You're enjoying some time outdoors and huge storm clouds start to appear, threatening to burst at any second.

Instinct would kick in, you'd pack up your things and run for shelter...

Right?

The thought of running into the storm wouldn't even cross your mind.

But what if I told you, it should?

Quit the stock market at the top and buy back in again at the bottom.

It sounds great doesn’t it?

But while the temptation to try to time the market is considerable...

The reality rarely lives up to the promise.

Guest post from Robin Powell of The Evidence-Based Investor blog...

Piggy-backing off my previous early retirement blog…

I’m taking a trip down memory lane to see what early retirement was like back in the day.

Want to see more?

One afternoon, I received a message from an investor on LinkedIn.

He was concerned that his portfolio wasn't performing.

He didn't understand why, considering his investments were "capital guaranteed" and "inflation beating".

Could he have been sold a typically risky investment?

One that you, as an expat investor, might have been sold too?

I deal with a lot of investors who not only want help to grow and preserve their wealth...

But distribute it to their families too.

The latter part of financial planning is particularly important as family wealth can drastically decline across generations.

In fact, many family fortunes rarely make it to the third generation.

Which means your wealth most likely won't reach your grandchildren.

But that's only if you don't plan properly.