AES International Wealth Management & Employee Benefits Blog

One of the most common excuses for not investing more money on a regular basis is “I can’t afford to”.

You simply don’t have enough spare money.

It’s not just those on modest means who say it.

We’re all prone to spend more than we should.

We all have a lot going on.

Our careers, families, hobbies and sports.

Then there's the added anxiety that comes with the New Year...

New goals and new financial obligations.

You wouldn't be blamed for thinking there's simply not enough time in a day.

On top of everything else...

You want to be a better investor so keeping up with financial updates is vital.

Right?

Well, here's a start...

Guest post from Robin Powell of The Evidence-Based Investor blog...

One of the biggest attractions of having a broadly passive investment strategy is the simplicity of it.

You don’t have to speculate on particular sectors or regions or constantly monitor how your portfolio is performing.

The long-term market return is more than adequate to meet the need of most investors.

Here's why.

December seems to be one of the most difficult months for financial goals.

Am I right?

There are holidays to pay for.

Gifts to buy.

Endless events and functions to attend.

It can test even the most conscientious savers to spend more than intended.

And that's okay.

As long as you get back on track.

Here's how.

More has been written on the active versus passive debate than probably any other issue facing investors.

Every day people are coming up with different theories as to why one is better than the other.

Depending who you speak to, people are passionately for one and against the other.

So which approach is right for you?

A new year and new goals.

No doubt there’ll be new information about where best to invest.

And how.

You’ll stumble upon websites predicting the year’s best funds or cryptocurrencies.

You’ll probably find all the information confusing.

And most likely contradictory.

Sound familiar?

If you're a regular reader, you’ll know my thoughts on stock pickers.

Those who try to forecast market movements...

May as well enter a casino and place their life savings on red.

2019 has shown us many examples of this unpredictability.

Here are some examples...

84.

That's how many blogs our team have given you this year.

They've covered everything from the markets to investment behaviour...

Economic and political events to longevity risk...

Lottery winners to huge financial loss...

And more.

Some got you talking more than others.

Here are nine of them.