Fee-only financial planners are professionals with a fiduciary responsibility to act in their clients’ best interest. We do not accept any fees or receive compensation from a brokerage firm, mutual fund, insurance company or any other source besides you.
Because our sole compensation comes directly from you (our client), our only loyalty is to you — making sure the advice we provide is the best possible for your unique financial situation.
An investment fiduciary is an individual who has responsibility for the management of the assets of others and is therefore in a special position of confidence, reliance and trust.
The standard of conduct required of fiduciaries is considered the oldest, strongest, and most revered standard in law.
Fiduciary principles date back to the Code of Hammurabi which we talk about on Slide 24 of Our Culture Code.
The two most fundamental duties of fiduciaries are loyalty and care. These duties form the foundation that gives rise to the specific responsibilities of investment advisers established in contemporary laws and regulations.
Thus, the fiduciary standard is said to be principles-based,
meaning that a fiduciary’s actions must always conform to the guiding principles of loyalty and care.
Comprehensive financial planning is a term used to describe the blending of life planning and financial planning to meet your unique needs. Simply put: it involves every aspect of your financial situation.
Although we're best known for managing our client's investments, we also can provide you with professional guidance in all areas of your financial life, including college planning, retirement planning, home ownership, mortgages, insurance and estate planning.