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Carlton Crabbe

Carlton Crabbe was previously an Ultra High Net Worth and High Net Worth wealth manager at AES International. His blog posts remain relevant for expatriate investors.

Blog Feature

Financial Education

Expat blog: 11 Fun Financial Facts

By: Carlton Crabbe
December 18th, 2014

Did you know?

One subject that a lot of people are interested in is money. Because it is the fun, festive season that is December, and just to give you something to discuss with your friends over wine and food, AES International gives you these 11 Fun Financial Facts in our expat blog: 

11_Fun_Financial_Facts

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Blog Feature

Financial Education

Rising Interest Rates in 2015 – Can You Afford Them?

By: Carlton Crabbe
December 17th, 2014

What do rising interest rates mean for you in 2015?

So, we are nearly finished with the excesses of the silly season and now trying to make amends… Time to tighten the belt again (after all that turkey, too!). 

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Blog Feature

Financial Education

Cuts to UK Stamp Duty but expats and non-domiciles face higher taxes

By: Carlton Crabbe
December 4th, 2014

UK property investment gets cheaper, pension reforms confirmed but expats and non-doms face tax rises

Buying a UK property just got cheaper for many with cuts in stamp duty for homebuyers set out in the UK government's Autumn Statement. But for expats who own property, there was confirmation that capital gains made on the property will be subject to 18% or 28% tax from next April. There was better news in the confirmation that individuals can now pass on their pension funds free of UK inheritance tax to their loved ones without the so-called 55% 'death tax' on the transfer of pensions. But individuals who are UK resident non domiciled, must pay more each year to retain this tax-advantaged status.

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Blog Feature

Financial Education

Fact: Money makes people happier, says new research

By: Carlton Crabbe
November 27th, 2014

Britons and Americans amongst happiest nations, but Poles and Greeks least happy

Our wealth DOES affect how happy we are, with people on higher incomes, more education and more possessions happiest of all. These are the findings of a new study (October 2014) from the Pew Research Centre and contradicts some previous studies on how happy money makes us. One of the most striking findings is that people in the emerging economies of China and Malaysia are happier now than when the survey was last done 7 years ago. It also found that women are growing more satisfied with their lifestyles.  Find out where your country ranks for happiness.

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Blog Feature

Financial Planning

How much money do you need to live? £1m should be enough

By: Carlton Crabbe
November 10th, 2014

Funding your life goals: How much is enough?

Winning the lottery or start saving early are two ways to get to the average £1m plus that a couple that live in the UK will need to meet all their basic needs of getting married or entering into a civil partnership, buying a home, raising children and retiring.

The £1m figure is revealed in new research from the UK bank, Lloyds, but the reality for most of us is that we'll need much more than that.  We take a look at why.

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Blog Feature

Financial Education

Interest-only mortgage time bomb warning for UK housing market

By: Carlton Crabbe
November 6th, 2014

Elderly mortgage borrowers most at risk from having interest-only mortgages

One in ten of the 2.6 million households in the UK that have interest-only mortgages have no plans in place to repay the cost of their home, according to new research from mortgage broker, London and Country.

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Blog Feature

Financial Education

Britons leave loved ones in chaos and distress by not writing a Will

By: Carlton Crabbe
November 5th, 2014

Millions of Britons without Wills risk leaving their family in turmoil and paying more tax

Shocking research from the Law Society of England & Wales reveals that 64% of Brits over 55 have NOT made a UK Will, meaning they are leaving a "financial and emotional mess" for their loved ones to sort out.

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Blog Feature

Financial Education

What type of offshore bank account should I choose?

By: Carlton Crabbe
October 30th, 2014

Where to bank offshore and what type of offshore account to have?

There are many benefits of offshore banking for international expats. If you are from country A and you live in country B, you should bank in country C. Once you have decided that an offshore bank account is right for you, you will then need to look into the different types of accounts available, as well as deciding on the right country in which to hold your money.

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