AES Wealth Management Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Sam Instone

Sam Instone, CEO at AES International, is passionate about positive change and ensuring expat investors get the best results.

Blog Feature

Financial Planning

Do I need a financial adviser? (1st video in a 5-part series about The Value of Advice)

By: Sam Instone
February 23rd, 2018

[Estimated reading time: 1 minute, 45 seconds - Read while you have your afternoon tea break]

I couldn’t sleep a wink last night because I was so excited

You see, our office wall has a quote from Nelson Mandela. It reads: "education is the most powerful weapon which you can use to change the world."

And today, we unveil the 1st of over 60 videos designed to help investors like you learn.

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Blog Feature

Investment

Do index funds perform better during a bear market? (5 formidable facts that prove passive investors will always win)

By: Sam Instone
February 15th, 2018

[Estimated reading time: 3 minutes - Read while rehydrating with an ice cold glass of water]

In bear and bull markets, over longer time periods, index funds always perform better than their active alternatives.

This is because:

1. Index funds have lower expense ratios, and 

2. They are passively managed, which removes the risk of human error.

Why then do we hear so many conflicting arguments from active fund managers, pundits and the financial press?

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The 6 steps to successful investing

The 6 steps to successful investing

Discover everything you need to know to improve your financial future. Get it for free by entering your details below.

Blog Feature

Investment

A tale of 2 expat investors in the UAE (and a challenge for you)

By: Sam Instone
February 7th, 2018

[Estimated reading time: 5 minutes - Read while you decide what to do with your weekend]

Some years ago, two expats in the UAE decided to start investing, with the aim of a wealthy retirement.

Mark and James were very much alike:

  • Both were high earning executives in oil and gas,
  • Both shared a passion for golf,
  • And both were filled with ambitious dreams for the future.

Today, Mark and James are still very much alike in many ways.

But there’s a difference.

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Blog Feature

Investment

Financial winter is coming (here’s your #1 chance for survival)

By: Sam Instone
January 30th, 2018

[Estimated reading time: 4 minutes - Read while pondering possible plotlines for the final season of Game of Thrones]

In his best-selling guide to financial freedom, Unshakeable[1], Tony Robbins writes: “We all know that winter is coming, that the stock market will fall.” 

And as the following insight from Millionaire Expat Andrew Hallam[2] will show, winter may arrive sooner than any of us think.

Which really begs the question: how can we survive the inevitable downturn?

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Blog Feature

Financial Education

BREAKING NEWS: Millionaire Teacher coming back to the Middle East (only 100 seats left)

By: Sam Instone
January 16th, 2018

Andrew Hallam, the expat who famously built his million-dollar fortune from a school teacher’s salary, is on his way back to the Middle East. 

Now a best-selling financial author and gifted public speaker, Andrew is coming to Dubai first…and then Abu Dhabi.

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Blog Feature

Investment

2,000% insane gains! But is it too late to invest in bitcoin? (Includes infographic)

By: Sam Instone
January 14th, 2018

[Estimated reading time: 7 minutes - read while you eat your morning porridge]

I hate being wrong.

But, because I agree with Warren Buffett who said: “It’s better to point out your own mistakes than have somebody else do it” - I have something I need to tell you…

Last year I wrote an article about investing in bitcoin.

Having surged almost 150% in the six months before I penned the article, I wrote “I’d wager that that horse has probably already bolted…

I was wrong.

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Blog Feature

Financial Education

5 ways to reduce stress and save money

By: Sam Instone
October 9th, 2017

[Estimated reading time: 3 minutes - read while eating an apple on your lunch break!]

Stress affects our bodies, thoughts, feelings and behaviour.

Left unchecked, it causes health problems…

Considering everyone worries about money[1], even children[2], alleviating financial stress will create positive change.

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Blog Feature

Financial Planning

3 lessons from a reformed broker

By: Sam Instone
October 2nd, 2017

[Estimated reading time: 3 minutes 32 seconds - read while you procrastinate]

By definition[1] a reformed character is someone who becomes a much better person...

Ranked by Investopedia[2] as the most influential financial adviser in the US and with over 704,000 social media followers, it’s a term one man has made his own…

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