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AES International Wealth Management & Employee Benefits Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Sam Instone

Sam Instone, Director at AES International, is passionate about positive change and ensuring international investors get better results.

Blog Feature

Financial Planning | Investment | Pensions

How two lawyers, currently earning $500,000, admit they struggle to make ends meet (case study plus our thoughts)

By: Sam Instone
February 11th, 2019

$500,000 a year is an enviable salary.

Around AED1.8 million.

14 times the UK average. 

But it’s still not enough for one couple to pay their bills.

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Blog Feature

Investment | Financial Education

Right, listen up, it’s time to address the ‘big, bad’ volatility issue in the room

By: Sam Instone
February 6th, 2019

As a campaigner for positive change in global investing…

I make it my mission to follow those advocating for the same.

Robin Powell is a financial journalist whose sentiments so often reflect my own.

His recent piece on market volatility (and why it shouldn’t affect focus) is particularly share-worthy.

Here’s what he had to say.

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Blog Feature

Financial Planning | Investment | Financial Education

7 roles of a financial planner (and golf buddy isn’t one of them)

By: Sam Instone
January 31st, 2019

I love a good podcast.

Especially one on my favourite topic – financial planners.

It’s why I want to share this one about the 7 benefits a good planner brings.  

And it doesn’t include money management or being your friend.

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Blog Feature

Financial Education | Investment

Goodbye and thank you, Jack Bogle

By: Sam Instone
January 20th, 2019

Legendary Vanguard founder, John (Jack) Bogle, died of cancer on Wednesday, at the age of 89.

The father of index investing.

Bloomberg says investors have a trillion reasons to thank him.

Here’s why.

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Blog Feature

Investment | Financial Planning

Are you at risk?

By: Sam Instone
January 17th, 2019

We all have our own retirement dreams…

That idyllic stage of our lives when you can do the things you want…

As long as your income supports it.

But what happens if you run out of money?

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Blog Feature

Investment | Financial Planning | Financial Education

You may be wrecking your investments (without knowing it)

By: Sam Instone
January 15th, 2019

Human beings are prone to biases.

Tim Richards, behavioural expert and blogger, says they can wreck investments.

One may be particularly important to understand this year...

Given 2018’s market performance and the news surrounding it.

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Blog Feature

Financial Planning | Financial Education | Investment

7 important financial ideas to kickstart 2019

By: Sam Instone
January 7th, 2019

New year…

New goals, right?

But how often do we fulfil them, especially the financial ones?

Find out below…

(Along with a few interesting ideas to guide you financially in 2019).

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Blog Feature

Financial Planning | Investment | Financial Education

The most remarkable story you’ve probably never heard

By: Sam Instone
December 19th, 2018

I’m about to tell you the most remarkable story.

I’m sure you’ve never heard it.

It’s an incredible tale of perseverance.

With an important message for investors.

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