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AES International Wealth Management & Employee Benefits Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Sam Instone

Sam Instone, Director at AES International, is passionate about positive change and ensuring international investors get better results.

Blog Feature

Investment | Financial Planning

An eye-opening post on how evidence-based investing is giving investors (like you) the upper hand

By: Sam Instone
March 14th, 2019

This post may contradict most things you know about financial services.

But it’s an attempt to reveal the truth about a broken model.

Hopefully, it will help get you better results.

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Blog Feature

Investment | Financial Planning

This 3-minute video explains why history rarely repeats itself in investing (although the media may pull the wool over your eyes)

By: Sam Instone
March 13th, 2019

In the markets, history rarely repeats itself.

Past performance is not a true indicator of future returns.

(Although the media and public may say otherwise).

This is the truth you need to hear.

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The 3-step process I guarantee helps investors (just like you) get better results

Traditional financial services reward those selling products, not you. Watch our free video to learn 3 secrets to getting scientifically proven better results. By the end of it, you should feel relieved, confident, empowered and good about your future because everything begins and ends with you.

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Blog Feature

Investment | Financial Planning

How much of this blog have you heard before? If it's all news to you, you may not have an adviser but a product salesperson

By: Sam Instone
March 7th, 2019

Few people enter financial services with the express purpose of enriching people’s lives

Traditionally it attracts ‘mercenaries’ not ‘missionaries’.

But I believe vocational professions such as medicine, teaching, or government shouldn’t have a monopoly on education and service.

Millions of investors can benefit from advice that rewards those who use financial services as opposed to enriching those who sell them.

Here are 3 simple examples.

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Blog Feature

Investment | Financial Planning

Got your eye on property? Stop and read this before you even think about signing on that dotted line

By: Sam Instone
March 5th, 2019

House prices are now falling.

Great news if you’re in the market for one.

And good news if you think people could do with being a little less property-obsessed.

Most investors still feel property is a better alternative to a pension.

The evidence shows otherwise.

Here’s why.

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Blog Feature

Investment | Financial Planning | Financial Education

11 lessons you'll learn today from one of the greatest investors that ever lived

By: Sam Instone
February 26th, 2019

Last month, we lost Jack Bogle.

I can’t help but reminisce about the lessons I learned from him.

He’s had the biggest impact on investors around the globe.

Here are 11 reasons why.

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Blog Feature

Investment | Financial Planning | Financial Education

Is the nightmare over? Can investors finally breathe a sigh of relief with the latest crackdown on hidden costs?

By: Sam Instone
February 20th, 2019

Hidden costs are toxic.

And while many countries are taking steps to reduce them…

Investors are not completely out of the woods.

Here’s why.

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Blog Feature

Investment | Financial Planning

What are the signs that you are overthinking and risking your investment? (PLUS 7 tips to stop those negative thoughts)

By: Sam Instone
February 19th, 2019

 ‘Why did I say that?’

‘Why did I do that?’

Are you an overthinker?

You’re not alone.

And there’s help.

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Blog Feature

Investment | Pensions | Financial Planning

How two lawyers, currently earning $500,000, admit they struggle to make ends meet (case study plus our thoughts)

By: Sam Instone
February 11th, 2019

$500,000 a year is an enviable salary.

Around AED1.8 million.

14 times the UK average. 

But it’s still not enough for one couple to pay their bills.

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