You Ask, We Answer
Answering your questions... to help you feel relieved, confident, empowered – and good about your wealth.
Stuart Ritchie is a Chartered Financial Planner, APFS, Chartered Wealth Manager, Chartered FCSI
Investment | Financial Planning | Financial Education
By:
Stuart Ritchie
December 2nd, 2019
One of the most important concepts for investors to grasp is compounding.
It’s the principle on which most great fortunes are built...
And it’s far more powerful than you might imagine.
Investment | Financial Planning
By:
Stuart Ritchie
November 25th, 2019
Quit the stock market at the top and buy back in again at the bottom.
It sounds great doesn’t it?
But while the temptation to try to time the market is considerable...
The reality rarely lives up to the promise.
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By:
Stuart Ritchie
November 13th, 2019
I deal with a lot of investors who not only want help to grow and preserve their wealth...
But distribute it to their families too.
The latter part of financial planning is particularly important as family wealth can drastically decline across generations.
In fact, many family fortunes rarely make it to the third generation.
Which means your wealth most likely won't reach your grandchildren.
But that's only if you don't plan properly.
By:
Stuart Ritchie
November 3rd, 2019
If you follow me on social media or keep up with my blogs...
You'll know I often talk about the dangers of structured products.
My stance frequently riles up investors and financial advisers who "firmly believe" in their benefits.
But these people are wrong.
The risks that come with structured products far outweigh their benefits.
Let me explain...
Investment | Financial Planning | Financial Education
By:
Stuart Ritchie
October 24th, 2019
We all know there's a lot of uncertainty in the world.
Events like Brexit and the US-China trade war have affected economies and markets which, in turn, have created panicked investors.
Almost daily, we're asked the same questions.
In case, you have similar concerns of your own...
Here are the answers to help put your mind at ease.
By:
Stuart Ritchie
October 23rd, 2019
Expats are saving less this year.
According to a recent survey...
49% of expats in the UAE save 5% or less of their salaries.
Only 16% have set retirement planning as a financial priority.
This is not unique to the UAE only.
Expats around the world are finding that despite higher salaries...
It's becoming harder to put their hard-earned money away.
Here's why...
Investment | Financial Planning
By:
Stuart Ritchie
October 16th, 2019
That’s it.
The end of one of the UK's most well-known ‘star manager’ funds is nigh.
Back in June, Woodford’s Equity Income fund was closed to withdrawals.
The goal was to sell off the least liquid parts, and re-open at a later date.
But yesterday, the decision was made.
The fund will shut down, permanently.
The vast number of retail investors will not get any money back until mid-January.
(At the earliest.)
So, what happens now?
Investment | Pensions | Financial Education
By:
Stuart Ritchie
October 15th, 2019
Brexit has everyone in a tailspin.
UK nationals living in other countries feel especially vulnerable.
The uncertainty regarding their futures…
Not to mention UK pensions and investments…
Hangs heavy over them.
Sound familiar?