AES International Wealth Management & Employee Benefits Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Stuart Ritchie

Stuart Ritchie is a Chartered Financial Planner, APFS, Chartered Wealth Manager, Chartered FCSI

Blog Feature

Investment

Should investors buy cryptocurrencies like Bitcoin?

By: Stuart Ritchie
September 26th, 2018

There’s been plenty of talk about cryptocurrencies.

Especially surrounding their boom.

But what do you know about them?

More importantly, should you invest?

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Blog Feature

Investment | Financial Planning

How to respond to crashes and corrections

By: Stuart Ritchie
September 20th, 2018

Throughout history …

There’ve been stock market crashes and corrections.

At these times of extreme market turbulence …

Why do investors tend to make their biggest mistakes?

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Blog Feature

Investment | Financial Planning | Financial Education

What have we learned from the 2008 financial crisis?

By: Stuart Ritchie
September 18th, 2018

Ten years ago, the financial crisis hit.

The infamous global meltdown.

With the next one (apparently) looming…

What has the last decade taught us?

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Blog Feature

Investment

From a 26% loss to a 29% gain in just 12 months (turning offshore investment bonds around)

By: Stuart Ritchie
February 22nd, 2018

[Estimated reading time: 4 minutes, 27 seconds - Read while your car is transformed from filthy to fresh in the car wash]

Some investments in your portfolio perform really well.

They probably garner your best results and have great profit margins.  

But they could be sitting there wasting away, even though they’ve already proven their worth, if your other investments are underperforming.

But all hope is not lost!  

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Blog Feature

Financial Planning

How to get better investment results (in 5 minutes)

By: Stuart Ritchie
February 14th, 2018

[Estimated reading time: 1 minute, 46 seconds - Read while you complain internally about the weather] 

International executive in the UAE with money invested?

I know you want to grow your money … so you have complete peace of mind.

And in this article, I’ll show you how.

Just keep in mind almost all the people I look after professionally are high net worth …

So, I may know what I’m talking about ;-)

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Blog Feature

Investment

Warning: expat with investments, KNOW THIS, the entire industry is stacked against you

By: Stuart Ritchie
January 22nd, 2018

[Estimated reading time: 2 minutes - read while the coffee machine warms up]

Have you ever been humiliated at work?

I have.

And as a chartered financial planner (and expat), it hurt

With hindsight, it was a good lesson.

I'm sharing it with you because it will help you understand why your financial health is at risk AND what you can do about it.

(Too busy to read on? OK - then please just download your free Insider Secrets guide to How financial salesmen make money on your investments NOW ... save it ... read it when you can - because it will help you protect your assets).

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Blog Feature

Financial Planning

7 simple ways YOU can avoid UK inheritance tax (includes 3 epic extras!)

By: Stuart Ritchie
January 18th, 2018

One of the best descriptions of inheritance tax (IHT) was written by British politician Roy Jenkins[1]:

“It is a voluntary levy paid by those who distrust their heirs more than they dislike the Inland Revenue…”

Brilliant!

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Blog Feature

Financial Planning

How to save £175,000 of inheritance tax

By: Stuart Ritchie
October 4th, 2017

{Estimated reading time: 2 minutes, 34 seconds - read while you brush your teeth}

"You must pay taxes.  But there's no law that says you gotta leave a tip."[i] 

I couldn’t agree more – which is why I’m going to show you how to shave £175,000 off your estate’s potential inheritance tax (IHT) bill! 

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