AES Wealth Management Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Stuart Ritchie

Stuart Ritchie is a Chartered Financial Planner, Chartered Fellow, and Pension Transfer Specialist.

Blog Feature

Financial Planning

How to save £175,000 of inheritance tax

By: Stuart Ritchie
October 4th, 2017

{Estimated reading time: 2 minutes, 34 seconds - read while you brush your teeth}

"You must pay taxes.  But there's no law that says you gotta leave a tip."[i] 

I couldn’t agree more – which is why I’m going to show you how to shave £175,000 off your estate’s potential inheritance tax (IHT) bill! 

Read More

Share

Blog Feature

Financial Education

This secret may save you millions!

By: Stuart Ritchie
September 27th, 2017

One of my friends is a property investor.

His investments are all small UK based residential units.

He doesn’t believe in diversifying – and fair play, he’s been fortunate to have ridden a wave of decent yields – so far.

Read More

Share

The 6 steps to successful investing

The 6 steps to successful investing

Discover everything you need to know to improve your financial future. Get it for free by entering your details below.

Blog Feature

Financial Planning

Why you might never be able to retire

By: Stuart Ritchie
September 18th, 2017

[Estimated reading time: 3 minutes - While you wait for a barista to make your coffee!]

There are 5 problems that prevent people planning for retirement – are they holding you back?

Read More

Share

Blog Feature

Featured | Financial Education

Is gold a good investment?

By: Stuart Ritchie
September 15th, 2017

[Estimated reading time: 4 minutes, 8 seconds - read while you are on the tube]

Gold is so heavy that one cubic foot, weighs half a ton.

All the gold in the world, fits inside an Olympic swimming pool.

In fact, gold is so rare, that the world pours more steel in an hour than it has poured gold since time began…

Read More

Share

Blog Feature

Investment

5 expensive mistakes British expats make about domicile and tax

By: Stuart Ritchie
September 6th, 2017

[Estimated reading time: 6 minutes - read while you wait for your dinner to cook]

A recent conversation with some British friends here in Dubai left me worried…

We were talking tax.

I couldn’t believe how many of my friends misunderstood the key difference between residency status in the UK, and being British domiciled.

Read More

Share

Blog Feature

Financial Planning

Why YOU may be able to retire much sooner than you thought

By: Stuart Ritchie
August 30th, 2017

[Estimated reading time: 3 minutes, 50 seconds - read while you are in the queue at the supermarket]

I’m excited…

Because today – I get to debunk a retirement myth.

It’s going to free up your thinking…

Retirement Sign BG.png

And maybe free you up to retire much sooner than you thought.

Read More

Share

Blog Feature

Featured | Financial Education

Thank You!  I’m going on holiday and YOU’RE paying for it…

By: Stuart Ritchie
August 23rd, 2017

[Estimated reading time: 3 minutes, 44 seconds - read while you decide where to book your next holiday]

  • I’m going on an all-expenses-paid cruise;
  • I’m taking my wife, we’re staying in a ‘sky’ suite;
  • And we’ll have $7,500 spending money.

Read More

Share

Blog Feature

Financial Planning

How you could save £1M on tax

By: Stuart Ritchie
August 16th, 2017

What worries the wealthy?

According to a survey of international millionaires by Swiss bank UBS, things high-net-worth people are concerned about include:

1. Financial planning, and  

2. Family

Read More

Share