AES International Wealth Management & Employee Benefits Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Stuart Ritchie

Stuart Ritchie is a Chartered Financial Planner, Chartered Fellow, and Pension Transfer Specialist.

Blog Feature

Investment

From a 26% loss to a 29% gain in just 12 months (turning offshore investment bonds around)

By: Stuart Ritchie
February 22nd, 2018

[Estimated reading time: 4 minutes, 27 seconds - Read while your car is transformed from filthy to fresh in the car wash]

Some investments in your portfolio perform really well.

They probably garner your best results and have great profit margins.  

But they could be sitting there wasting away, even though they’ve already proven their worth, if your other investments are underperforming.

But all hope is not lost!  

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Blog Feature

Financial Planning

How to get better investment results (in 5 minutes)

By: Stuart Ritchie
February 14th, 2018

[Estimated reading time: 1 minute, 46 seconds - Read while you complain internally about the weather] 

International executive in the UAE with money invested?

I know you want to grow your money … so you have complete peace of mind.

And in this article, I’ll show you how.

Just keep in mind almost all the people I look after professionally are high net worth …

So, I may know what I’m talking about ;-)

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Blog Feature

Investment

Warning: expat with investments, KNOW THIS, the entire industry is stacked against you

By: Stuart Ritchie
January 22nd, 2018

[Estimated reading time: 2 minutes - read while the coffee machine warms up]

Have you ever been humiliated at work?

I have.

And as a chartered financial planner (and expat), it hurt

With hindsight, it was a good lesson.

I'm sharing it with you because it will help you understand why your financial health is at risk AND what you can do about it.

(Too busy to read on? OK - then please just download your free Insider Secrets guide to How financial salesmen make money on your investments NOW ... save it ... read it when you can - because it will help you protect your assets).

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Blog Feature

Financial Planning

7 simple ways YOU can avoid UK inheritance tax (includes 3 epic extras!)

By: Stuart Ritchie
January 18th, 2018

One of the best descriptions of inheritance tax (IHT) was written by British politician Roy Jenkins[1]:

“It is a voluntary levy paid by those who distrust their heirs more than they dislike the Inland Revenue…”

Brilliant!

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Blog Feature

Financial Planning

How to save £175,000 of inheritance tax

By: Stuart Ritchie
October 4th, 2017

{Estimated reading time: 2 minutes, 34 seconds - read while you brush your teeth}

"You must pay taxes.  But there's no law that says you gotta leave a tip."[i] 

I couldn’t agree more – which is why I’m going to show you how to shave £175,000 off your estate’s potential inheritance tax (IHT) bill! 

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Blog Feature

Financial Education

This secret may save you millions!

By: Stuart Ritchie
September 27th, 2017

One of my friends is a property investor.

His investments are all small UK based residential units.

He doesn’t believe in diversifying – and fair play, he’s been fortunate to have ridden a wave of decent yields – so far.

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Blog Feature

Financial Planning

Why you might never be able to retire

By: Stuart Ritchie
September 18th, 2017

[Estimated reading time: 3 minutes - While you wait for a barista to make your coffee!]

There are 5 problems that prevent people planning for retirement – are they holding you back?

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Blog Feature

Financial Education

Is gold a good investment?

By: Stuart Ritchie
September 15th, 2017

[Estimated reading time: 4 minutes, 8 seconds - read while you are on the tube]

Gold is so heavy that one cubic foot, weighs half a ton.

All the gold in the world, fits inside an Olympic swimming pool.

In fact, gold is so rare, that the world pours more steel in an hour than it has poured gold since time began…

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