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AES International Wealth Management & Employee Benefits Blog

You Ask, We Answer

Answering your questions... to help you feel relieved, confident, empowered – and good about your wealth.

Blog Feature

Investment | Financial Planning

“I currently have money invested through [XXXXXXX] but my portfolio isn’t performing well. Can you tell me why?”

By: Sam Instone
April 11th, 2019

One late spring afternoon, this question arrived by LinkedIn message.

It joined the deluge of others.

From expats with ambitious dreams for the future who were similarly frustrated.

If not, fed up.

The truth is, a little knowledge is power.

It’s not hard to get much better results if you know how.

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Blog Feature

Investment | Financial Planning

Is investing a science or an art? It's both. If you disagree, read this. By the end, we will see eye to eye.

By: Sam Instone
April 9th, 2019

Most fields outside of academia are a balance of science and art.

Including investing.

It’s human and emotional.

Yet based on data, years of research and evidence.

Who disagrees?

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Traditional financial services reward those selling products, not you. Watch our free video to learn 3 secrets to getting scientifically proven better results. By the end of it, you should feel relieved, confident, empowered and good about your future because everything begins and ends with you.

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Blog Feature

Investment | Financial Planning

Why the ‘world's largest fund company you've probably never heard of’ only allows access to its funds through hand-picked advisers

By: Sam Instone
April 4th, 2019

 A few days ago, I posted about active, passive and Dimensional funds.

Dimensional Fund Advisors (DFA) are known for being “the world’s largest fund company you have probably never heard of”…

Insiders know them for their Nobel prize-winning research and evidence-based approach to maximising expected returns.

One follower asked, “Why can Dimensional funds only be accessed through a financial adviser?”

The answer deserves a blog of its own.

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Blog Feature

Financial Planning

To own, rent or hail (think Uber). That is the question. Time to keep your investing head; it's just another paradigm shift.

By: Sam Instone
March 19th, 2019

As expats, we’re often torn between renting and owning.

Everything from cars to property.

I touched on the latter last week.

Today, let’s talk cars.

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Blog Feature

Investment | Financial Planning

An eye-opening post on how evidence-based investing is giving investors (like you) the upper hand

By: Sam Instone
March 14th, 2019

This post may contradict most things you know about financial services.

But it’s an attempt to reveal the truth about a broken model.

Hopefully, it will help get you better results.

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Blog Feature

Investment | Financial Planning

This 3-minute video explains why history rarely repeats itself in investing (although the media may pull the wool over your eyes)

By: Sam Instone
March 13th, 2019

In the markets, history rarely repeats itself.

Past performance is not a true indicator of future returns.

(Although the media and public may say otherwise).

This is the truth you need to hear.

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Blog Feature

Investment | Financial Planning

How much of this blog have you heard before? If it's all news to you, you may not have an adviser but a product salesperson

By: Sam Instone
March 7th, 2019

Few people enter financial services with the express purpose of enriching people’s lives

Traditionally it attracts ‘mercenaries’ not ‘missionaries’.

But I believe vocational professions such as medicine, teaching, or government shouldn’t have a monopoly on education and service.

Millions of investors can benefit from advice that rewards those who use financial services as opposed to enriching those who sell them.

Here are 3 simple examples.

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Blog Feature

Investment | Financial Planning

Got your eye on property? Stop and read this before you even think about signing on that dotted line

By: Sam Instone
March 5th, 2019

House prices are now falling.

Great news if you’re in the market for one.

And good news if you think people could do with being a little less property-obsessed.

Most investors still feel property is a better alternative to a pension.

The evidence shows otherwise.

Here’s why.

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