AES International Wealth Management & Employee Benefits Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Blog Feature

Investment

4 poker tactics that will boost your investment returns

By: Ian McGugan
March 28th, 2018

One of the most common reasons people give for refusing to invest in stocks and bonds is it reminds them too much of gambling.  

After all, both are uncertain, involve risk and may result in a loss.

But avoiding financial markets for that reason is a bit like refusing to eat because it could potentially cause heartburn.

Like it or not, we all have to take risks in life.

Read More

Share

Blog Feature

Investment

“It’s only money” … moving on after financial loss (4 invaluable tips for your wellbeing)

By: Ian McGugan
March 7th, 2018

If you’ve ever suffered a major financial loss, you know the last thing you want to hear is, “it’s only money.”

Because it’s not just money...  

The emotional and physical effects of a major financial loss are similar to the grief you feel over the loss of a loved one, according to Aaron Bruhn, a lecturer at Australian National University.

Read More

Share

Subscribe to our blog

Gain insights

Increase your wealth, improve returns, cut costs and remain compliant.
Subscribe today and grow.

Blog Feature

Investment

Effective asset allocation - in a nutshell (2nd Value of Advice video)

By: Sam Instone
February 28th, 2018

Continuing your investment in knowledge, the second part of The Value of Advice video series explores how to invest to achieve your financial goals.

Part of the answer lies in choosing the right asset allocation. 

Read More

Share

Blog Feature

Investment

From a 26% loss to a 29% gain in just 12 months (turning offshore investment bonds around)

By: Stuart Ritchie
February 22nd, 2018

[Estimated reading time: 4 minutes, 27 seconds - Read while your car is transformed from filthy to fresh in the car wash]

Some investments in your portfolio perform really well.

They probably garner your best results and have great profit margins.  

But they could be sitting there wasting away, even though they’ve already proven their worth, if your other investments are underperforming.

But all hope is not lost!  

Read More

Share

Blog Feature

Investment

Do index funds perform better during a bear market? (5 formidable facts that prove passive investors will always win)

By: Sam Instone
February 15th, 2018

[Estimated reading time: 3 minutes - Read while rehydrating with an ice cold glass of water]

In bear and bull markets, over longer time periods, index funds always perform better than their active alternatives.

This is because:

1. Index funds have lower expense ratios, and 

2. They are passively managed, which removes the risk of human error.

Why then do we hear so many conflicting arguments from active fund managers, pundits and the financial press?

Read More

Share

Blog Feature

Investment

A tale of 2 expat investors in the UAE (and a challenge for you)

By: Sam Instone
February 7th, 2018

[Estimated reading time: 5 minutes - Read while you decide what to do with your weekend]

Some years ago, two expats in the UAE decided to start investing, with the aim of a wealthy retirement.

Mark and James were very much alike:

  • Both were high earning executives in oil and gas,
  • Both shared a passion for golf,
  • And both were filled with ambitious dreams for the future.

Today, Mark and James are still very much alike in many ways.

But there’s a difference.

Read More

Share

Blog Feature

Investment

Why God would be fired as an investment manager (3 lessons from Him)

By: Ian McGugan
February 6th, 2018

[Estimated reading time: 4 minutes - Read while pondering the meaning of life]

If you want to get rich, you probably dream of finding the ideal money manager – someone who can peer into the future and know which stocks will sizzle and which won’t.

The market guru we all yearn for is omniscient, infallible, nearly god-like.

But would you actually be happy with such a flawless creature?

Surprisingly, no.

Read More

Share

Blog Feature

Investment

Financial winter is coming (here’s your #1 chance for survival)

By: Sam Instone
January 30th, 2018

[Estimated reading time: 4 minutes - Read while pondering possible plotlines for the final season of Game of Thrones]

In his best-selling guide to financial freedom, Unshakeable[1], Tony Robbins writes: “We all know that winter is coming, that the stock market will fall.” 

And as the following insight from Millionaire Expat Andrew Hallam[2] will show, winter may arrive sooner than any of us think.

Which really begs the question: how can we survive the inevitable downturn?

Read More

Share