AES Wealth Management Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Blog Feature

Investment

From a 26% loss to a 29% gain in just 12 months (turning offshore investment bonds around)

By: Stuart Ritchie
February 22nd, 2018

[Estimated reading time: 4 minutes, 27 seconds - Read while your car is transformed from filthy to fresh in the car wash]

Some investments in your portfolio perform really well.

They probably garner your best results and have great profit margins.  

But they could be sitting there wasting away, even though they’ve already proven their worth, if your other investments are underperforming.

But all hope is not lost!  

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Blog Feature

Investment

Do index funds perform better during a bear market? (5 formidable facts that prove passive investors will always win)

By: Sam Instone
February 15th, 2018

[Estimated reading time: 3 minutes - Read while rehydrating with an ice cold glass of water]

In bear and bull markets, over longer time periods, index funds always perform better than their active alternatives.

This is because:

1. Index funds have lower expense ratios, and 

2. They are passively managed, which removes the risk of human error.

Why then do we hear so many conflicting arguments from active fund managers, pundits and the financial press?

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Blog Feature

Investment

A tale of 2 expat investors in the UAE (and a challenge for you)

By: Sam Instone
February 7th, 2018

[Estimated reading time: 5 minutes - Read while you decide what to do with your weekend]

Some years ago, two expats in the UAE decided to start investing, with the aim of a wealthy retirement.

Mark and James were very much alike:

  • Both were high earning executives in oil and gas,
  • Both shared a passion for golf,
  • And both were filled with ambitious dreams for the future.

Today, Mark and James are still very much alike in many ways.

But there’s a difference.

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Blog Feature

Investment

Why God would be fired as an investment manager (3 lessons from Him)

By: Ian McGugan
February 6th, 2018

[Estimated reading time: 4 minutes - Read while pondering the meaning of life]

If you want to get rich, you probably dream of finding the ideal money manager – someone who can peer into the future and know which stocks will sizzle and which won’t.

The market guru we all yearn for is omniscient, infallible, nearly god-like.

But would you actually be happy with such a flawless creature?

Surprisingly, no.

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Blog Feature

Investment

Financial winter is coming (here’s your #1 chance for survival)

By: Sam Instone
January 30th, 2018

[Estimated reading time: 4 minutes - Read while pondering possible plotlines for the final season of Game of Thrones]

In his best-selling guide to financial freedom, Unshakeable[1], Tony Robbins writes: “We all know that winter is coming, that the stock market will fall.” 

And as the following insight from Millionaire Expat Andrew Hallam[2] will show, winter may arrive sooner than any of us think.

Which really begs the question: how can we survive the inevitable downturn?

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Blog Feature

Investment

Warning: expat with investments, KNOW THIS, the entire industry is stacked against you

By: Stuart Ritchie
January 22nd, 2018

[Estimated reading time: 2 minutes - read while the coffee machine warms up]

Have you ever been humiliated at work?

I have.

And as a chartered financial planner (and expat), it hurt

With hindsight, it was a good lesson.

I'm sharing it with you because it will help you understand why your financial health is at risk AND what you can do about it.

(Too busy to read on? OK - then please just download your free Insider Secrets guide to How financial salesmen make money on your investments NOW ... save it ... read it when you can - because it will help you protect your assets).

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Blog Feature

Investment

2,000% insane gains! But is it too late to invest in bitcoin? (Includes infographic)

By: Sam Instone
January 14th, 2018

[Estimated reading time: 7 minutes - read while you eat your morning porridge]

I hate being wrong.

But, because I agree with Warren Buffett who said: “It’s better to point out your own mistakes than have somebody else do it” - I have something I need to tell you…

Last year I wrote an article about investing in bitcoin.

Having surged almost 150% in the six months before I penned the article, I wrote “I’d wager that that horse has probably already bolted…

I was wrong.

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Blog Feature

Investment

5 expensive mistakes British expats make about domicile and tax

By: Stuart Ritchie
September 6th, 2017

[Estimated reading time: 6 minutes - read while you wait for your dinner to cook]

A recent conversation with some British friends here in Dubai left me worried…

We were talking tax.

I couldn’t believe how many of my friends misunderstood the key difference between residency status in the UK, and being British domiciled.

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