One late spring afternoon, this question arrived by LinkedIn message.
It joined the deluge of others.
From expats with ambitious dreams for the future who were similarly frustrated.
If not, fed up.
The truth is, a little knowledge is power.
It’s not hard to get much better results if you know how.
Most fields outside of academia are a balance of science and art.
It’s human and emotional.
Yet based on data, years of research and evidence.
A few days ago, I posted about active, passive and Dimensional funds.
Dimensional Fund Advisors (DFA) are known for being “the world’s largest fund company you have probably never heard of”…
Insiders know them for their Nobel prize-winning research and evidence-based approach to maximising expected returns.
One follower asked, “Why can Dimensional funds only be accessed through a financial adviser?”
The answer deserves a blog of its own.
This morning, a ‘precious metals' conference was promoted on the radio.
Lots of ‘experts’ making wild predictions.
I’m tired of the media portraying gold as a good investment.
The evidence clearly proves otherwise.
I love an analogy.
Especially one which relates to finance.
I recently read a great one which explains volatility.
If that’s a part of investing you find discomforting…
Perhaps this will help.
(Hat tip to Ric Edelman, head of America’s largest independent investment adviser).
This post may contradict most things you know about financial services.
But it’s an attempt to reveal the truth about a broken model.
Hopefully, it will help get you better results.
In the markets, history rarely repeats itself.
Past performance is not a true indicator of future returns.
(Although the media and public may say otherwise).
This is the truth you need to hear.
Few people enter financial services with the express purpose of enriching people’s lives…
Traditionally it attracts ‘mercenaries’ not ‘missionaries’.
But I believe vocational professions such as medicine, teaching, or government shouldn’t have a monopoly on education and service.
Millions of investors can benefit from advice that rewards those who use financial services as opposed to enriching those who sell them.
Here are 3 simple examples.