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AES International Wealth Management & Employee Benefits Blog

The Scientific Investor

Intelligent ideas to make you healthy, wealthy and wise.

Blog Feature

Investment | Pensions | Financial Planning | Financial Education

UK Budget 2018: everything expats need to know

By: Sam Instone
October 31st, 2018

Brits at home and overseas were glued to their screens this week…

As Chancellor Philip Hammond delivered his budget speech.

Here are the key points for UK expats…

And what they mean for you financially.

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Blog Feature

Investment | Pensions | Financial Planning | Financial Education

What’s money without time?

By: Sam Instone
October 24th, 2018

Remember the movie, The Matrix?

(How could you not).

The character, Neo, was given two choices – the blue pill or the red pill.

Now imagine the blue was money and the red, time.

Which would you choose?

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Blog Feature

Investment | Pensions | Financial Planning

Do you really need financial advice?

By: Sam Instone
October 16th, 2018

I’m often asked whether people actually need a financial adviser.

Strictly speaking, maybe not.

Let me explain...

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Blog Feature

Investment | Pensions | Financial Planning

Retiring early in 1957 vs 2018

By: Sam Instone
October 11th, 2018

Piggy-backing off last week’s early retirement blog

I’m taking a trip down memory lane…

To see what early retirement was like back in the day.

Want to see more?

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Blog Feature

Investment | Pensions | Financial Planning | Financial Education

Hoping for an early retirement? Here’s what you should know

By: Sam Instone
October 4th, 2018

It’s one of the hottest topics in the world of personal finance.

Some call it the holy grail.

And people are making hefty sacrifices for it…

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Blog Feature

Investment | Pensions | Financial Planning

The top 5 blogs we’ve ever written

By: Sam Instone
September 27th, 2018

In case you’ve missed them …

Here are the top 5 most popular blogs we’ve ever written.

From lottery winners to expat living …

And a golden opportunity for investors.

Which one’s your favourite?

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Blog Feature

Pensions | Financial Planning

Revealed: The biggest risks of the 4 percent retirement rule

By: Andrew Hallam
April 25th, 2018

You’ve probably heard of the 4 percent retirement rule.

It’s used to determine how much a retiree should withdraw from a retirement account each year.

The idea is the retiree receives a steady income stream, while maintaining a healthy account balance.

It’s considered safe by experts.

But what happens when it’s put to the test against falling markets?

And inflation-adjusted?

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Blog Feature

Pensions

Defined benefit pension transfers for expats: 10 critical facts

By: Stuart Ritchie
August 2nd, 2017

[Estimated reading time: 5 minutes]

  • But just because every other expat transfers their pension, that doesn’t mean you should. 

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