Clients who benefit the most from our services understand something very important about successful investing, that has been proven time and time again:
Investors are not hardwired to make rational decisions when confronted with emotional, challenging facts in relation to their investments.
In other words, individual investors are often the worst people to manage their own finances.
Within offshore financial services, the situation is slightly different. With just a helping hand, self-investing is normally better than becoming the victim of a rotten offshore financial adviser or salesperson or local bank.
But the evidence shows it is still sub-optimal…
Our chartered financial planners and chartered wealth managers create a great deal of value by understanding this. A large part of our job is to act as a barrier between investors and their own worst instincts.
In particular, AES International helps safeguard investors and clients from an industry of retail banks, IFAs and insurance salespeople who want to sell their toxic wares to unsuspecting and poorly protected expatriates.
We try to warn you about financial scams, and guard both your BUY and SELL buttons.
We know that over our clients’ lifetimes there will be economic, political, and market events that will create significant emotional hurdles that will trip up the unwary. We help you clear these hurdles.
But, you don’t only employ a financial practitioner to talk you off the ledge during inevitable bouts of global financial or political turmoil. You hire them to guide you towards achieving significant financial goals, such as:
- Being able to live the life you've earned when you come to retire.
You may be nearing retirement and unsure of when, how and to what extent you can draw sustainable income from your investments.
A well-qualified financial adviser will help you plan for this, and will ensure you don’t get in your own way of success.
- Determine if, and how, you are able to pay for your children’s or grandchildren’s education.
- Identify and plan for expenses above and beyond the day-to-day, such as travel, a second home and any other life goals.
We have taken specific steps to ensure a few very important things when it comes to the construction of our practice:
We act solely as fiduciaries to our clients. A fiduciary is an individual who has a professional obligation to do what is right for their client – in the same way a lawyer, doctor, or accountant has a professional obligation to act in the best interests of their clients.
Our financial practitioners are highly qualified professionals, who have successfully undertaken relevant and prestigious international qualifications.
Our chartered financial planners assist clients with the development and maintenance of their financial plans.
The bottom line is that you should be thinking about hiring a firm that can be a wealth manager, financial adviser and a financial planner, to assist you in best utilising your means to accomplish the various goals you have in mind for your lifetime.