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Sam Instone

By: Sam Instone

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January 17th, 2019

Are you at risk?

Investment | Financial Planning

We all have our own retirement dreams…

That idyllic stage of our lives when you can do the things you want…

As long as your income supports it.

But what happens if you run out of money?

For many years, advisers have spoken about the ‘4% Rule’.

Essentially, it’s the idea retirees can safely withdraw 4% of their portfolio each year as an income…

But it’s not that simple when you account for inflation.

Or tax.

Another rule of thumb is “Your Age in Bonds”.

As a 50-year-old, for example, you should have 50% of your portfolio in bonds.

At 75, your asset allocation should be 75:25 (to stocks).

But both rules are not sufficient on their own.

Watch the video to understand why.

Financial rules of thumb and ideas are good ways to build investment habits.

But it’s their application to your individual (and constantly changing) circumstances which is critical to your success.

Try not to leave it too late or make many mistakes.

There are 3 simple steps to get the relief, confidence, self-assurance and empowerment you need to feel good about your wealth and future.

Contact us to find out what they are, and how you can start applying them today.

Book a discovery call today

About Sam Instone

Sam Instone, Director at AES International, is passionate about positive change and ensuring international investors get better results.

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