AXA are a very well known and established global insurance provider that offer one of the largest varieties of insurance lines.
AXA Gulf, however, seem to be a subsidiary that don’t quite share the same level of expertise and quality service as the global AXA group. AXA Gulf are part of the local insurers market and follow a very bureaucratic and automated system. This is manageable in some cases, but there is often a level of urgency where this becomes an issue.
AXA Gulf do provide a good range of policies, which is helpful when trying to adopt a clients specific requirements. Their plans are very much “off the shelf” products where the only area that can be varied is the out-patient co-insurance. This can cause difficulties in matching the policy to the client's specific requirements, especially compared to other insurers who are much more flexible in their benefits and networks.
They are a very good option for individual policies where the client is looking for a price competitive option and who may not need to use their policy very often.
If you are a business owner or HR professional in the UAE, you’re looking to improve the medical insurance cover for you group, save money on your employee benefits package or reduce your company medical insurance costs, we will review your current plans and related expenses. Please contact us or call us on +971 (0) 4559 4900.
At AES, we focus on providing long-term solutions, tailored to an individual organisation’s needs, to help you improve overall employee wellness, drive up productivity and engagement, and enable you to manage your corporate medical insurance spend year on year.