If your plan means investing makes sense - you'll get privileged access to a Nobel prize-winning, evidence-based investment strategy unavailable to ordinary investors.
You'll be pleased to hear our entire team invests their personal assets the same way - to enable broad diversity, lower costs and maximise success.
Knowing you're in safe hands allows you to focus on the things you can control.
And the things in life that matter.
Control your costs
Keep your expenses and turnover low. Small differences add up to large ones over time. Investing is the one area in life where you don’t get what you pay for, as typically the more it costs, the less you get back. Active buying and selling adds significant cost and erodes value.
Evidence-based investing is grounded in the substantial body of academically proven evidence that market-timing and security selection in relatively efficient markets are not expected to benefit investors after costs.
Evidence-based advisers believe investors are best served with efficient, low-cost portfolios that:
(1) reflect their personal financial goals;
(2) expose them to globally diversified sources of persistent market returns (such as asset class and/or factor exposure); and
(3) help them manage their damaging behavioral biases.
Typically science and education are favored over the traditional route of 'speculation'.
We believe DFA funds will improve your investment results for the following reasons:
We employ a “buy and hold” strategy because we believe that over time, no one can time the market.
We adhere to a few simple principles:
The focus for the investor should always be how much can you, the investor, risk losing, and how long are you willing to stay invested in the market.
Yes. We believe everyone should have a financial plan whatever their stage in life because it makes financial decisions so much easier.
You should always having a financial plan in place before making any form of investment decision.
Once your plan is in place, we're committed to helping review it and keep it on track - safeguarding your finances as life moves on.
Being independent from an investment perspective means we give investment advice but we don't manage money.
This is in contrast to private banks, discretionary fund managers and brokers who are paid to offer you their own in-house solution.
Because we don't have any conflict of interest when we recommend where you invest - you have far greater peace of mind to know our recommended solutions are in your best interest.
AES is a strong advocate of charging fees for investment advice, financial planning and consultancy services. We believe that the commission system, where the level of remuneration is reliant on the sale of a product, creates a potential conflict of interest between the adviser and the client. With a fee-based approach we have no financial incentive other than working in the best interests of our clients.
- Andrew Hallam, Amazon best-selling author of Millionaire Expat