Lifetime cashflow
modelling

A distinctly different approach

Feel confident about your ideal future

We all know that planning for the future is vital in order to achieve future goals and ambitions, and negotiate the financial hurdles that will inevitably arise throughout life. However, not all of us have the time to devise and execute an ongoing financial forecast, with all the complexities that can entail.

Lifetime cashflow modelling with AES is a chance to pause, take stock, and evaluate your current financial position, helping you identify what's important in the short, medium and long term.

Our approach

Lifetime cashflow modelling offers you an in-depth financial projection that will help keep your future on track.

Our financial planners walk you through your lifetime projected finance, altering inputs and assumptions to adapt to life's uncertainties.

This is more than just numbers on a spreadsheet – it's about bringing your finances to life through the interactive and graphical nature of modelling. This way, you can visualise and achieve your ideal future.

During this exercise we consider:

Financial goals
Career ambitions
Children
School fees planning
Retirement planning
Marriage
Divorce
The provision of care
The impact of premature serious illness or death
Estate Planning
Gifting – and how to do so with sustainability in mind

Further optimised - office photography 2

Our expertise

Your future is more than just finances, it's about the life you want to lead.

The focus is therefore on developing a long-term strategy to assist you with achieving your unique personal financial goals.

Our Financial Planning teams are expert, personable and highly qualified. The majority are Chartered Financial Planners, many of whom also hold other internationally recognised advanced financial planning qualifications.

Answering questions like:

How much is enough?
Am I on track?
Can I do this?
Is my family protected?
When can I afford to retire?
What investment return do I need to meet my objectives?
What happens to my family if I am unable to work or I die?
How much inheritance tax is payable on my estate?
Can I afford it if my investments don’t perform as well as expected?

Why use lifetime cashflow modelling?

True financial planning isn’t about products.

Or stock market speculation.

It's about planning, numbers and behaviour.

Cashflow planning puts your life into perspective.

Helping you make sensible and informed decisions.

You’ll get far better results, greater peace of mind, and more security.

Ready to start the conversation?

We'll call, learn about you and help you decide if we're a good fit. It's that easy.

The information in this material is intended for the recipient’s background information and use only. It is provided in good faith and without any warranty or, representation as to accuracy or completeness. Information and opinions presented in this material have been obtained or derived from sources believed by AES to be reliable and AES has reasonable grounds to believe that all factual information herein is true as at the date of issue. It does not constitute investment advice, recommendation, or an offer of any services or products for sale and is not intended to provide a sufficient basis on which to make an investment decision. It is the responsibility of any persons wishing to make a purchase to inform themselves of and observe all applicable laws and regulations. Unauthorised reproduction or transmitting of this material is strictly prohibited. AES accepts no responsibility for loss arising from the use of the information contained herein.

‘AES’ refers to the AES Group’s separate but affiliated entities generally, rather than to one particular entity. These entities are AES Middle East Insurance Broker LLC registered with the UAE Ministry of Economy, United Arab Emirates, Licence no. 571368, and Commercial Registration no. 75162 and regulated by the UAE Central Bank license no. 189; AES Financial Services Limited, incorporated and registered in England and Wales with company number 06063185, authorised and regulated by the UK Financial Conduct Authority FRN: 464494; AES Financial Services (DIFC) Ltd, registered in the Dubai Financial Centre (DIFC) as a foreign company, license no.2128, and regulated by the Dubai Financial Services Authority (DFSA) Reference No F003476; AES International Limited, a private company incorporated and registered in the British Virgin Islands with company number 1839872; AES International Global Limited, a private company incorporated and registered in the British Virgin Islands with company number 1887885. Please visit our authorisations page for further information on regulation, redress and accessibility.

If you are outside the UK and we advise you or carry out other business, nearly all the rules, regulations and arrangements made under the UK regulatory regime (including the rules made by the FCA and the dispute resolution process provided by the UK Financial Ombudsman Service) will not apply to most aspects of the service you receive, such advice or business being provided from outside the UK. You should therefore clearly understand such rights and protection as are afforded in the jurisdiction where you receive advice. Local law, regulation and redress processes will apply in almost all cases, and will be different from that of the UK.

RISKS

Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investment, when redeemed, may be worth more or less than the capital invested. Past performance is not a guarantee of future results. There is no guarantee strategies will be successful. For further information, please click here.