X-Ray
Review

We can help you analyse any form of regular or lump sum investment. 

The most common types of plans we look at are insurance based investments from companies such as Quilter International (formerly known as Old Mutual International), Generali International, Zurich International, RL360, Hansard International and Friends Provident International. 

We also look at the underlying investments in detail for you.

Sadly, it’s a fact that most international professionals inadvertently hold out-dated investments that are expensive, inflexible and under perform.  This is because these are the types of investments that make expat financial 'advisers' the most money…

We often speak to expats who have lurched from adviser to adviser desperately seeking an unbiased second opinion when they realise their investments aren’t performing well – only to receive yet more conflicted opinion from another conflicted IFA.

We know that a proper scientific diagnosis of your financial position, that’s based on factual numbers and evidence, will yield you far better results in the long-run…and that is what we deliver with an X-Ray Review.

“Sunlight is the best disinfectant!” and the often-uncomfortable process of absorbing what your X-Ray Review shows you will enable you get far greater peace of mind moving forwards, because it will help you make the best decisions for the growth and protection of your wealth.

Your X-Ray Review will give you unbiased, unconflicted facts, evidence and options.  In our long history of creating them, we’ve never received anything other than thanks and positive feedback from recipients.

• No obligation to use our services further.
• Transparent fee-for-service structure.
• Double check to ensure you’re on the right financial path to reach your goals.

This depends how long it takes you to ask your existing provider to give you the information we need to run the X-Ray Review. 

Once you give us the information we need – and we will help you source that information – we can complete your review within a few days. 

This service is for policies worth 500,000 GBP (or currency equivalent) and over. 

We will educate you as to what you currently have in investments, insurance, tax, and estate planning documents and provide you with a detailed outline including recommendations to help address any gaps discovered on your current course.

We are independent fiduciaries.We don't get paid to sell certain funds and we don't have funds of our own, so our priorities are simple. Your best interest is first and foremost.

We’re here to educate you on what you have, not sell you on products you don't need or understand. We can help you implement the recommendations we make if you want...or, you can do them on your own or with your existing professionals if you so choose.