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British couple Stefan and Alice have been overseas for 11 years.

My wife and I have been offshore for some time. I’m currently working in Nigeria, while Alice is in the UAE with our children. We’ve sacrificed time together as a family to work hard and maximise our earnings so we can retire comfortably back home in the UK.

We spoke to AES in 2017 about financial planning. Our financial future was secure, but it felt quite complex with the different assets we had like investments and property. One of our goals was to gift £100,000 to each of our three children, so it was important we did this efficiently to not erode our retirement pot.

AES has given us a ‘roadmap’ now that takes into account the bigger picture of our goals and the assets we can draw on in the future. We wanted to be able to retire and repatriate as soon as possible, and we’re well on our way to doing that.

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