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UNBIASED REVIEWS

Direct from our experts

Our independent reviews are designed to help international investors make the best financial decisions. We review traditional offshore savings plan providers such as Utmost International (formerly known as Generali Worldwide), Zurich International, Friends Provident International, Hansard International, Investors Trust and RL360.

These reviews also contain information about:

  • Lock-in periods
  • Hidden commissions (if any)
  • Surrender charges and exit penalties
  • Pros and cons
  • Plan features
  • AES's expert rating

If you still have questions after reading the reviews, book a 15-minute discovery call with one of our associate financial planners who would be more than happy to assist you. 

Where the value of your portfolio is around £250,000 or more, a Second Opinion Review will uncover whether you're paying too much in charges, taking on more risk than appropriate, and if your money could be working harder for you. It's not just a second opinion, it's an expert assessment of your financial health, along with recommendations to help you achieve better results.

What is an offshore savings plan?

When income exceeds expenditure, capital is created.  This can be saved over the short-term, medium-term or long-term.

The next three months of spending is short-term, saving for a car could be medium, whilst children’s education fees and an investor’s retirement require long-term savings. Discover more about your what would be best suited to your individual circumstances and make informed decisions.


Learn more about offshore savings plans »

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