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Direct from our experts

Our independent reviews are designed to help expats and international investors make the best financial decisions. Our reviews include traditional offshore savings plan providers such as Utmost International (formerly known as Generali Worldwide), Zurich International, Friends Provident International, Hansard International, Investors Trust and RL360.

We examine the most commonly sold offshore savings plans - such as Vision and Vista - and look at whether an offshore savings plan pays hidden commission, locks an investor in, or forces them to pay surrender charges to exit a product.  We also focus on the transparency and flexibility of each plan.

Our independent reviews are our own expert and informed opinions about the offshore savings schemes most commonly used by international investors and expatriates...AND...we feature the independent opinions of those who have bought or been sold these plans - to help you make well-informed decisions for the benefit of your wealth. 

Each review gets an AES International rating, and comes with a generous topping of helpful information on the features and benefits associated. If you already hold any of these products, we invite you to take advantage of our free 15-minute discovery call.  From here we can focus on any improvements you can make to cut your costs and increase your returns.

What is an offshore savings plan?

When income exceeds expenditure, capital is created. 

This can be saved over the short-term, medium-term or long-term. The next three months of spending is short-term, saving for a car could be medium, whilst children’s education fees and investor’s retirement require long-term saving. Discover more about your options, so that your decisions are informed decisions.

Learn more about offshore savings plans »

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