Within the international marketplace, the Tilney funds are typically accessed by financial salespeople through offshore bonds. The total cost of these insurance bonds, the advisers' commission, and the funds themselves potentially create a serious drag on performance, which will impact your returns.
Since 1994, Tilney have run an amusing and informative analysis of underperforming funds known as 'Spot the dog.'
It is therefore not without irony that in our view, more cost effective, more transparent and better performing investment options exist for the well informed international investor.
If you’re looking for the strongest possible growth on your investments, and you don’t want that to be undermined by high costs or you are uncomfortable with your adviser accessing investments through an insurance wrapper and/or receiving kick-back commission payments, then you may wish to consider alternative options.
As an example, index trackers are not only lower cost, but they typically perform better over time, giving you better returns. They don’t, however, pay your adviser high up front commission costs through insurance bonds or ongoing splits of management fees, which is why you often don't get told about them.
If you’d like a fee-and-obligation-free review of your current Tilney Group / Tilney BestInvest holdings, or your portfolio as a whole, simply request an X-Ray Review™. This is more than just a second opinion – it gives you the facts about the total charges you have paid, the performance of your funds, and any exit penalties that lurk coupled with clear guidance on your best options moving forwards.