Retirement Planning

No!

No matter how old you are, how soon you want to retire, whether you've started saving yet or not, there is work that can and should be done to get you on track.

We've written a series of articles you may find inspiring: -

Don’t think you can invest in your 40s? Think again!

How to invest in your 50s: 5 steps for financial success

In your 60s and planning for retirement? Is it too late to invest?

And the only thing left to say is, whilst it's never too late, you'll never be younger than you are today, so today is the right day to begin planning, start saving and to get best advice.

This is a common, yet difficult to answer question.

A great deal will depend on what you hope to achieve in terms of lifestyle in retirement.  Additional considerations include where you want to retire, how long you've got before you want to access your pension savings, and how much you can afford to invest today, without impacting on your current lifestyle!

It's important to discuss these factors and more with a qualified retirement planning specialist.

There may be a very good reason to consolidate pensions, particularly if fees and charges are running away with a pension you've perhaps left behind onshore in your old country of residence.

There may be an argument for you transferring your pension/s abroad as well.

Best advice is to seek best advice!

What is right for you and your pensions and personal retirement goals may not be right for the next person.

Seek advice, and ensure your pensions are working hard for your retirement, and not being impacted by high fees.