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REVIEW SUMMARY

GAM Star Portfolios

GAM is a global independent asset management group founded in 1983 and headquartered in Zurich.

It’s been listed on the SIX Swiss Exchange since 2009, following its demerger from the former Julius Baer Group.

It has assets under management of CHF 122.0 billion (as at 31st December 2020), and employs around 701 staff with offices in 14 countries.

GAM Investment Management is regulated by the Swiss Financial Market Supervisory Authority (FINMA) since 1987.

Our Verdict
A Closer Look
FAQs
Customer Reviews

GAM Investments offer two main types of services:

  1. Investment management
  2. Private labelling

Their clients include financial intermediaries, institutions, private clients, charities and individual investors.

The strategies offered by GAM Investments are:

  • Fixed income
  • Equity
  • Multi-asset and solutions
  • Systematic

GAM offers managed fund solutions’ that have an active asset allocation. GAM Investments say that they focus on asset allocation worldwide from a global opportunity set and capture future growth opportunities.

By far the most prevalent of GAM’s funds in the international marketplace are the Star Cautious, Balanced and Growth strategies.

The Star Portfolios are multi-asset risk rated portfolios.

The investment style is to use equity and fixed income asset classes and active mutual funds to try and outperform markets, and provide capital protection.

The information we can access is limited, as GAM have a bespoke arrangement with some offshore advisory firms.

NOTE:

We would recommend reading the 'expert verdict' section of this review to learn why our team of experts gave GAM Star Portfolios 1 out of 5 stars in their independent review.

Additionally, here's a free guide that can help you achieve better results. In this guide, you'll learn:

  • Academic evidence only shared with a select few firms across the world
  • A real-life example of why you should never try to outguess the market
  • Why a fund's past performance is not enough to predict future returns
  • Why you need to focus on what you can control and why this leads to a better investment experience
  • Why you should accept the markets for what they are
  • What can impact behaviour and make people seek instant gratification

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The Pros

> Large established group
> Largely institutional
> Brand awareness

The Cons

> Underperformance
> Risk of hidden commissions/retrocessions
> High expense ratios
What is the investment objective of the GAM Star Worldwide Equity Ordinary EUR Accumulation?

The investment objective of this fund is to provide capital appreciation.

The fund seeks to achieve this objective primarily through investment in quoted equity securities (e.g. shares) worldwide with up to 20% of net assets invested in emerging markets.

They actively manage the fund on the basis of a fundamental valuation approach.

The objective is to identify the potential investments that, in the investment manager's opinion, are most attractive and to generate interesting and profitable opportunities for investors.

The fund invests in a broadly diversified equity universe and seeks opportunities for returns wherever they exist.

What is the objective of the GAM Star Global Cautious C EUR Accumulation fund and who is it managed by?

This fund is managed by GAM Fund Management Limited.

The investment objective of the Fund is to achieve long-term capital growth with lower volatility than a fund which invests solely in equities.

The Fund seeks to achieve this objective by investing primarily in open ended collective investment schemes which gain exposure to equities (e.g. shares), fixed income securities (with no restriction on the minimum credit rating), property, commodities and currencies.

What is the GAM Star Asian Equity Ordinary EUR Accumulation fund?

This fund has an investment objective to achieve long-term capital appreciation.

This fund by GAM Star seeks to achieve it's objective by investment in quoted securities which are issued by public companies with principal offices or significant business activities in the Asian region, excluding Japan (up to 40% of net assets may also be in frontier markets).

The fund gives investors easy access to the emerging markets. Many of these countries offer attractive potential returns in various asset classes.

The fund invests in a broadly diversified equity universe and seeks opportunities for returns wherever they exist.

What is a CAT bond and why is it used in GAM Star's Cat Bond Ordinary EUR Income?

catastrophe bond (CAT) is a high-yield debt instrument. They transfer the risk of catastrophic events from insurance companies, reinsurance companies, corporations, governments, etc. to the capital markets.

GAM Star's fund seeks to achieve it's investment objective through selective investment in a global portfolio of catastrophe bonds (CAT Bonds). 

NOTE: Cat bonds are exposed to catastrophes through which they may suffer substantial or total losses of amounts invested.

In such an event or combination of events, which may happen at any time, the fund's value may fall significantly and may not recover.

Have you used GAM Star Portfolios?

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Please send your review and comments to marketing@aesinternational.com to help people make an informed decision.

Expert assessment of GAM Star Portfolios

We believe that there are more cost effective, more transparent and potentially better performing investment options.

The GAM Star portfolios are accessed in the offshore marketplace by financial salespeople on behalf of their clients through offshore bonds.

If you hold a fund via an offshore bond you should double check which share class you hold as it could be costing you more than you need in fees and performance.

The total costs of the offshore bonds, together with an adviser’s commission and charges within funds can create a severe drag on performance. This can, in turn, impact investment returns.

If you’re looking for the strongest possible growth on your investments, and you don’t want that to be undermined by high costs, or you are uncomfortable with your adviser accessing investments through an insurance wrapper and/or receiving kickback commission payments, then you may wish to consider alternative options.

If you’d like a review of your current GAM holdings or your portfolio as a whole (worth £250,000 or more) simply request a Second Opinion today.

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