Rathbones Investment Management says that you deal directly with investment managers, not salespeople or relationship managers.
Rathbone's investment analysts, compliance and back-office teams support advisers so they can take advantage of opportunities as they arise. They offer a choice of investments, spanning all asset classes, funds and wider structures that may not be open to all investors.
Rathbone Investment Management prides themselves on efficient, informative and accurate reporting. Valuations are sent quarterly – and their online service gives you access to information 24 hours a day.
Rathbone primarily has 3 offerings under their investment management services:
- Multi-asset portfolios
- Unitised portfolio service
- Individual portfolio service
1. Multi-asset portfolios:
Rathbone Investment Management's multi-asset portfolios provide clients with access to investment resources. There are three UCITS IV funds in the range, which are available in GBP, EUR and USD (EUR and USD share classes are hedged).
They have a choice of three funds to suit investors with different objectives and appetites for risk.
2. Unitised portfolio service:
Rathbone Investment Management claims that the unitised portfolio service can offer clients a detailed and personal level of attention that you would typically receive from a discretionary portfolio. There are six strategies in the range, which invest in the multi-asset portfolios.
3. Individual portfolio service:
The individual portfolio service offers a personal level of attention as well as access to their investment resources for clients with larger sums to invest. This service is targeted at individuals and families with financial arrangements that require a tailored approach to their investment.
Rathbone Investment Management's charging structure for advisers:
The rates they offer advisers depends on the level of business they do together. The rates can be summarised below:
|
Partnership rate
|
Description |
| 0.75% on balance over £5,000,000 |
Applicable for firms with more than £5m of client funds already managed by them in their unitised portfolio service and/or individual portfolio service, management fees will be reduced to a flat rate of 0.75%.
For firms qualifying for their partnership rate, the use of external discretionary managers usually forms a normal part of their client investment proposition. |
|
Standard rate
|
Description |
Individual portfolio service
1.00% on first £2,000,000
0.75% balance over £2,000,000 |
Applicable for firms choosing Rathbones infrequently for their clients.
For firms of this type, the use of a discretionary management firm is unlikely to be a core part of the client investment proposition. |
Unitised portfolio service
0.75% |
These rates can change from time to time and we would recommend checking Rathbone Investment Management's website for more information.
NOTE:
We would recommend reading the 'expert verdict' section of this independent review to learn why our experts gave Rathbone Investment Management's DFM services only 2 out of 5 stars.
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