Bourse Pension Trustees Limited provides a wide range of individual and company pension products and services.
They offer comprehensive, solution-orientated pension administration services to meet the growing demand for international schemes.
Bourse has a team of specialists who provide clients with conservative and accurate implementation.
Bourse offers a number of proprietary pension schemes established under the laws of Guernsey, Malta and Gibraltar. They also provide services in respect of other, non-proprietary, schemes where trustee and/or administration services are required.
For non UK residents and individuals who are about to leave the UK there's the Bourse Qualifying Recognised Overseas Pension Scheme (QROPS) available via two jurisdictions.
The Bourse Retirement Scheme (Malta) is a QROPS with Bourse Pension Administrators (Malta) Limited who are registered as an Administrator for Retirement Schemes with the Malta Financial Services Authority.
The scheme is registered in the UK with HM Revenue and Customs with number 504314. There exists no statutory provision for compensation where the Scheme is unable to satisfy the liabilities attributable to it.
The License of the Scheme is not an endorsement by the MFSA of the Scheme’s financial performance.
Bourse Retirement Scheme (Gibraltar) is a QROPS and is also eligible to receive transfers of UK pension rights without attracting a tax charge.
Bourse Retirement Scheme (Gibraltar) is registered with HMRC reference QROPS 900051.
Bourse also offer Qualifying Non UK Pension Schemes (QNUPS) and Recognised Overseas Pension Scheme (ROPS).
The Bourse Qualifying Recognised Overseas Pension Scheme (QROPS) is available via two jurisdictions.
The Bourse Retirement Scheme (Malta) is a QROPS with Bourse Pension Administrators (Malta) Limited, who are registered as an Administrator for Retirement Schemes with the Malta Financial Services Authority.
The scheme is registered in the UK with HM Revenue and Customs.
The Bourse Retirement Scheme (Gibraltar) is a QROPS and is also eligible to receive transfers of UK pension rights without attracting a tax charge.
Bourse Retirement Scheme (Gibraltar) is also registered with HMRC.
Bourse also offer Qualifying Non UK Pension Schemes (QNUPS) and Recognised Overseas Pension Scheme (ROPS).
Bourse Life and Pensions Limited is part of the Bourse Group, and is licensed by the Guernsey Financial Services Commission to operate as a long term insurance company, and to write bonds and unit-linked annuities.
Guernsey is a well-regulated British Crown Dependency, and remains a jurisdiction of choice for companies and individuals seeking trust, corporate and pension products and services.
Guernsey has long been considered a centre of excellence for the provision of offshore financial services.
The island is renowned for its robust yet pragmatic regulatory environment, and is on the G20 ‘white list’ as having substantially implemented internationally agreed tax standards.
Guernsey is not part of the United Kingdom however, and has autonomy of internal government, including taxation.
The legal system is derived in part from the customary laws of Normandy, but has been strongly influenced by English law.
In addition, Guernsey is not part of the European Union and therefore EU directives on fiscal harmonisation, financial services and company law do not have effect in Guernsey.
In this respect, Guernsey enjoys significant advantages over other jurisdictions.
