Bourse
Pension Trustees

The Bourse Group says that they offer bespoke provision of pension administration and trustee services.

While Bourse can provide general information about its products and services, they say on their website that they cannot provide legal, tax or other professional advice. Their products reach the market through a network of financial advisers who provide the 'advice' for the people whose affairs Bourse Group administer.

They do this through their subsidiary companies, namely:

1. Bourse Trust Company Limited: 

• Bourse Trust Company Limited provides a range of trustee products and services to individuals, families and corporate clients all over the world. 
• Bourse Ultra is the private client arm of Bourse Trust Company Limited. Bourse Ultra provides tailored options and solutions for high-net-worth entrepreneurs and families. They claim to be able to create and manage the appropriate family office structure and “mix and match” the services required in each case.

2. Bourse Life and Pensions Limited:

Bourse Life and Pensions Limited is a company in the Bourse Group and is licensed by the Guernsey Financial Services Commission to operate as a long-term insurance company and to write bonds and unit-linked annuities.

More details about the products under this can be found in the FAQs section of this review and on Bourse Group's website. 

3. Bourse Malta:

Bourse Malta offers clients the ability to acquire yachts and aircraft by way of a Malta-based structure.

They allow for the substantial saving on the VAT which would otherwise be payable on the relevant acquisition.

Bourse Malta offers two types of structures. You can learn more about them in the FAQs section of this review.  

4. Bourse Pension Trustees Limited:

Bourse Pension Trustees Limited provides a wide range of individual and company pension products and services.

They claim to offer comprehensive, solution-orientated pension administration services to meet the growing demand for international schemes.

This wing of the Bourse Group is what we will cover in detail in this review.

NOTE: The expert verdict section of this review is specific to Bourse Pension Trustees Limited.

As mentioned above, Bourse offers a number of proprietary pension schemes established under the laws of Guernsey, Malta and Gibraltar. 

The pension services offered by Bourse Pension Trustees includes:

1. Bourse Qualifying Recognised Overseas Pension Scheme (QROPS):

Directed particularly at non UK residents and individuals who are about to leave the UK is the Bourse Qualifying Recognised Overseas Pension Scheme (QROPS) available via two jurisdictions.

2. The Bourse Retirement Scheme (Malta):

• This is a QROPS with Bourse Pension Administrators (Malta) Limited who are registered as an Administrator for Retirement Schemes with the Malta Financial Services Authority.
• The scheme is registered in the UK with HM Revenue and Customs with number 504314.
• There exists no statutory provision for compensation where the Scheme is unable to satisfy the liabilities attributable to it.
• The License of the Scheme is not an endorsement by the MFSA of the Scheme’s financial performance.

• This scheme is a QROPS and is also eligible to receive transfers of UK pension rights without attracting a tax charge.
• Bourse Retirement Scheme (Gibraltar) is registered with HMRC reference QROPS 900051.

Bourse also offer Qualifying Non UK Pension Schemes (QNUPS) and Recognised Overseas Pension Scheme (ROPS).

We would recommend reading the expert verdict section of this review for more information.

NOTE:

We would highly recommend reading the 'expert verdict' section of this independent review.

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