After getting the Hansard Universal Personal Portfolio, if you change your mind once your new contract starts, there is a cancellation period during which time you may cancel the contract without penalty.
When they issue the documents for your new contract, they will send you details of how to cancel your contract, and you will have 30 calendar days from receiving these documents to request this.
You may also cancel before you receive your contract documents by contacting Hansard or your independent financial planner.
If you do decide to cancel, they will give you your money back, unless the value of the assets you have invested in has fallen, in which case you will get back the value available at that time which may not be the full amount you paid in.
No contract charges or penalties will be deducted, however, any administration costs associated with each asset, such as dealing charges or entry and exit fees, will still apply.
These cancellation rights also apply to any additional contributions that you may make, effective from the date each contribution is allocated.