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#1 New York Times author, Daniel Pink, says Andrew's new book, Balance, "is one of the best personal finance books you’ll ever read―because it’s so much more than that. Andrew has written an insightful guide to spending and investing money, not to impress others but to build a life of satisfaction and significance.”

With a third edition released in 2022, this serves as a handbook for smart investing, saving for retirement, and building wealth while living overseas. Using evidenced-based investment strategies, Hallam tailors his best advice to the unique needs of those living overseas –no matter where you’re from - to give you the targeted, real-world guidance you need.

This international best seller shows you how to achieve financial independence through smart investing. Andrew was a teacher who became wealthy by following simple rules. Using stories, personal experiences and humour, this book provides a clear foundation on the world of saving and investing.