Brewin Dolphin hold all client money in accordance with the Financial Conduct Authority’s (FCA) client money rules.
This means they hold client money in trust with one of their nominee companies or by an approved overseas custodian.
All client assets held by a nominee company or custodian are ring-fenced from Brewin Dolphin’s own monies in accordance with the
FCA’s rules.
They are not permitted to use client money and assets in the course of their own business activities.
Any creditors of Brewin Dolphin would have no legal right to your assets in the unlikely
event that they became insolvent.
Brewin Dolphin’s nominee companies are separate legal entities and are non-trading
companies so they cannot run up liabilities of their own.