Ardan International is based in Isle of Man. They launched their wealth management platform in 2013.
In 2016, Ardan International became a part of the International Financial Group Limited (IFGL). Other members of the IFGL include RL360 and Friends Provident International.
Being part of IFGL offers Ardan’s customers the reassurance and security of being part of a group that looks after assets of £17 billion for over 230,000 customers.
At the heart of Ardan International is their platform. A secure online location where all your investments can be held and viewed in one place.
Who can use the platform:
The platform can only be used and recommended by a financial adviser.
It is ideal for expatriates, trustees and corporate entities around the world.
It’s flexible so can be used in different ways to keep all their investments in one place.
It’s also ideal for expat customers who do not want to lock their money away for a long period of time.
Here are the top 5 reasons given by Ardan International to use their platform:
All assets are held through a nominee company and client monies are held in segregated client bank accounts by Ardan International. They partner with major global institutions like Citibank, Allfunds and BNY Mellon to ensure safe custody of client monies.
Additionally, here's a free guide that can help you achieve better results. In this guide, you'll learn:
Segregated client money is held entirely separate from Ardan International’s operating accounts and is held in the client’s name.
In the unlikely event of default, the client funds will be returned to the clients rather than being treated as a recoverable asset by general creditors of Ardan International.
The money is ‘ring-fenced’ in separate bank accounts which are held in trust with the clients as the beneficiaries - and is not mixed with Ardan International’s own funds.
Funds transferred from an individual client to Ardan International will be received directly into a segregated client money bank account with one of their selected major banking institutions.
Ardan International as global custodian is responsible for safeguarding assets and as such takes all reasonable steps for the prevention and detection of fraud, error or non-compliance of any applicable laws and regulations. Ardan International has no responsibility for the selection or valuation of any investment.
There is a legal separation of all client assets held under custody by Ardan International and Ardan International will ensure that the entitlement of clients to such assets is assured. Ardan International may appoint any institution to act as its sub-custodian that is duly authorised and regulated to act in such capacity.
In order to discharge its responsibility as global custodian, Ardan International will exercise care and diligence in choosing and appointing any third party as a sub-custodian or safe-keeping agent so as to ensure that the third party has and maintains the expertise, competence and standing appropriate to discharge the responsibilities concerned.
Ardan International will maintain an appropriate level of supervision over the sub-custodian and will make appropriate enquiries from time to time to confirm that their obligations continue to be competently discharged.
It is an online service that brings all your investments together in a simple and supposedly transparent manner, enabling holistic wealth management.
Rather than trying to track your investments across various institutions and organisations, each with their own dealing processes, paperwork and charging structures, you and your adviser can manage your investments in one place. Ardan says, about its wealth platform: "[it] puts you and your adviser in control of your investments".
Yes, in the Ardan International platform, clients will have their own online access. Provided they have completed the relevant section within the client application form.
NOTE: clients will not have access to place their own trades.
Adviser fees are paid monthly, normally on the 10th of each month for all transactions within the previous month.
3% cash retention must be kept in the chosen base currency for fees.
As Ardan is an adviser-led platform, only authorised users within an adviser firm have the ability to place trades.
It could mean:
This was recommended to me by my financial advsier as a solution to all my problems.
I am now in over my head with fees and charges that I cannot understand.