Every year, millions of people decide to make positive changes in their lives.
We try to be healthier, to save more money and behave better.
But then something happens.
As the weeks go by, new habits start slipping.
Changemakers bring together a group of social innovators, business leaders, thinkers and activists committed to making positive change last.
From this generation and beyond.
Financial wellness speaker
Many people aren't comfortable talking about money.
It's not usually a conversational dinner-time topic, and its principles are rarely taught in schools.
My goal is to have a "conversation" about it here, on this blog. If you read something you find intriguing, please comment or ask your questions!
I am also the author of the books: Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned at School & Millionaire Expat: How To Build Wealth Living Overseas.
If you'd like to find out more about my investing philosophy, read my "Nine Laws to Financial Freedom." Sign up for it and a bonus Investing Strategy below. Free!
‘AES isn't just a pioneer...it's a bright light of integrity among a cesspool of alternatives.’
Financial courses & mentoring
Steve studied Psychology at Cambridge.
Over the past 17 years he advised the top management of banks, asset managers and sovereign wealth funds all over the world, including princes and prime ministers.
In 2016 he set up a small blog about saving, primarily for expats and soon realised he could help more people and get more satisfaction through this than doing anything else. This is how he spends his days now.
If you have a question or a comment, or you would like to request personal coaching, a group/corporate workshop, an article or a speech, you can contact him here.
Robin is an award-winning journalist and campaigner for positive change in global investing, advocating better investor education and greater transparency.
For most of his career in mainstream journalism, Robin worked in broadcast news and current affairs. For 14 years he was a news reporter and documentary maker for ITV Central and network ITV News and ITV Sport. He went freelance in 2005, and spent seven years working mainly for Sky News and for The Politics Show on BBC1.
Robin is a member of the Chartered Institute of Journalists and was a Visiting Media Fellow at Duke University in North Carolina.
Married with two children, Robin lives in rural North Warwickshire. A former intern on Capitol Hill, Robin has supported a number of lost political causes over the years, and a few sporting ones, including Aston Villa Football Club and the England cricket team.
As well as The Evidence-Based Investor, he edits Adviser 2.0, a blog which explores the changes taking place within the financial advice profession.
He is the writer and presenter of many highly-acclaimed online documentaries about investing, among others the titles Index Funds: The 12-Step Recovery Program for Active Investors, and Investing: The Evidence.
Robin is Founder and Executive Director of Ember Regis Group and its subsidiaries Regis Media, a niche provider of content marketing for financial advice firms and wealth managers with an evidence-based investment philosophy, as well as Ember Television, which produces and distributes broadcast-quality video content. Ember specialises in sharing new and disruptive ideas and in helping clients to become thought leaders in their field.
Personal finance plays a critical role in everyone's life. With the right approach, a bit of common sense and the right knowledge, anybody can take control of his/her finance, get out of debt, grow his/her wealth and enjoy the feelings of confidence and freedom that come with a safe financial future.
SimplyFI is a non-profit community of personal finance and investing enthusiasts who help and empower each other to achieve financial independence.
We are not professional advisors. What we share is based on our personal experiences. This means we're not trying to sell you anything ;-) Instead, we volunteer to organize meetups where we can all learn from each other.
We're not getting paid, nor get commission from any sources. We run this group 100% as volunteers because we believe it is important. Let us know if you want to join us and contribute! We are the official UAE chapter of the Bogleheads®.
Financial Well-being Expert
I live in rural Suffolk with my wife, our two daughters, and our two dogs. My passion is to inspire and help as many people as possible live a meaningful, fulfilling and authentic life, free from financial worry, complexity and mediocrity.
I joined the financial services sector in 1990 and am a Chartered Fellow of both the Chartered Institute for Securities & Investment and the Personal Finance Society.
I am author of editions 1 (2011) and 2 (2014) of The Financial Times Guide to Wealth Management: How to plan, invest and protect your financial assets. I am co-author (with Dr Lien Luu CFP, Jonquil Lowe and Antony Bryne CFP) of Essential Personal Finance – A practical guide for students (2017).
My first self-development book – Squeezing the Orange: Simple ways to live a full life– was published in summer 2017. Money Moments: Simple steps to financial well-being– was published in November 2017. My latest book (with Jonquil Lowe and Lien Luu) - Essential Personal Finance: A practical guide for employees - was published in January 2019.
I am a columnist for the The Financial Times, where as ‘The Wealthman’, I write about personal finance related issues. I also provide expert comment on personal finance to the BBC and Sky and a range of other publications, media and websites.
I am Head of Financial Education at Salary Finance, the workplace financial well-being provider, and through my consultancy Generation Next, each year I help a handful of wealthy families to improve their communication, harmony and unity so that heirs are prepared to receive their future financial inheritance. You can view my website here.
Health & Wellness NLP Life Coach
My journey started where many of you stand today. I’ve felt the fatigue, the acne, the low self-esteem and faced my family’s genetic pre-disposition to cancer and heart disease.
Early on though, I recognized that I was in the driving seat of my life and the research was out there for me to achieve my health and life goals.
I trained extensively to become a fully qualified nutritionist, life coach and fitness trainer with a degree in genetics and a Masters in Human Nutrition and it transformed my life. I now use this knowledge to change the lives of people from all over the world, from all walks of life.
Life is not about being ‘perfect’, it’s about being the best version of yourself. My clients come to me because they know I consistently keep on top of the latest research, I am able to break the jargon down into stress-free ‘bite-size’, actionable chunks and I’m by their side all the way!”
Mindfulness and meditation for daily life
Passionate about conscious self-development. Life-time learner and educator. Certified yoga and meditation instructor with 12 years of yoga practice and 6 years of teaching experience.
Founder of Resolutions Space - education and training platform providing yoga, breathing, meditation and mindfulness training to individuals and corporations.
Prior to starting Resolution Space, I had a successful career in corporate services industry in Amsterdam and Dubai. At my last employer - top global service provider Vistra, in addition to my senior BD role, I was also project manager for the launch of its Corporate Social Responsibility globally.
- Mindfulness Practice & Training
- Personal Development Training
- Sustainable Development
- Corporate Social Responsibility
Health & well-being advocate
Leonora is an accomplished professional with 20+ years of experience of delivering innovative solutions to the workplace in the UK and the Middle East. An overriding passion for improving health and well-being across the community has led her to offer a range of solutions supporting organisations to create environments where healthier and more productive teams can flourish.
Nutrition and Healthy Eating
Kirsten Jackson is a consultant Dietitian specialising in Gastroenterology. She is an official King’s College trained low FODMAP Dietitian, boasting a 91% success rate in IBS. Kirsten has extensive UK healthcare experience working in Gastroenterology at Sheffield Teaching Hospitals, South Manchester Teaching hospitals and Stockport NHS Trusts.
In 2015, Kirsten set up her own private practice – The Food Treatment clinic, providing Gastroenterology Specialist packages worldwide for both adults and paediatrics.
Alongside clinic work, Kirsten is an official media spokesperson for The British Dietetic Association where she has worked with media brands such as Women’s Health Magazine and The Independent. Kirsten is also a writer and has produced articles for CN magazine and Bauer Media.
In 2018, Kirsten joined the Kings College Hospital – Dubai team as the Lead Dietitian.
Samira has developed a broad range of experiences over an eighteen year period of working in the UK and Middle East. Her vast practice includes working with clients experiencing neuro-orthopaedic conditions, stress-related disorders, chronic pain, and movement dysfunctions.
Samira has worked in an array of clinical settings ranging from acute, sub-acute to long term care, which have assisted her with garnering widespread knowledge and familiarity of a wide spectrum of health disorders.
Dr. Samer Obeidat, MBBS, MRCS(Ed), FRCS(Urol), FEBU is a highly accomplished Consultant Urological Surgeon with a wealth of knowledge and experience of over 14 years. Fluent in both Arabic and English, Dr. Obeidat is British Board Certified (CCT-UK) with outstanding clinical and operative skills. He practices his speciality with the utmost care, expertise and compassion, taking a personalized approach towards medicine.
Dr. Maria Karakoulaki studied Medicine at Ludwig-Maximilian University of Munich (LMU), one of the most prestigious universities in Germany, and at Cornell University NY USA. She then specialised in Obstetrics and Gynaecology at Munich Hospital Harlaching – LMU teaching hospital, and in Elena Venizelou, which is the biggest public maternity and gynaecological hospital in Greece. She is both German (Facharzt) and Greek board certified.
Helping employers embrace well-being strategies that deliver measurable returns and increase the number of businesses that practice workplace well-being as a top strategic priority.
Corporate Sports is passionate about unlocking potential and accelerating business performance and success by focusing on the human aspect of business. We assist corporates to establish, facilitate, and manage holistic wellness programs and sports events, within their businesses to elevate their brand, enhance employee morale, and boost performance and profits.
The LightHouse Arabia
Dr. Saliha Afridi is a clinical psychologist. She is also the founder and Managing Director
of The LightHouse Arabia, a community wellness centre in Dubai.
Dr. Afridi earned her Bachelor’s Degree from the University of Michigan, Ann Arbor,
and her Master’s and Doctorate Degrees in Clinical Psychology from the Arizona School
of Professional Psychology in Phoenix. Her clinical training has been as a generalist working with children, adolescents, and adults on a range of diagnoses. Her expertise is in parenting, as well as burnout within the workplace sector.
Dr. Afridi moved to the UAE from the United States 11 years ago to make a positive impact
on the mental health of the region. She established The LightHouse Arabia, which is now one of the largest mental health centres in the UAE. Her mission was to make mental health services accessible to the UAE community. Since its founding in 2011, Dr. Afridi and her team have contributed thousands of hours to the community, free of charge, to educate and raise awareness on best practices for mental health and wellness. Her most recent achievement was bringing the internationally acclaimed Australian Mental Health First Aid to the UAE, where her team has trained over 1,000 mental health first aiders for early detection and treatment of mental health difficulties within their communities.
A frequent guest expert on radio and in print media, Dr. Afridi spends extensive time
consulting with private sector companies and government organisations on programs
related to mental health and wellness.
Kids Finance Initiative
“If there is a book that you want to read, but it hasn’t been written yet, you must be the one to write it.”– Toni Morrison
Financial literacy was a subject I wanted my daughters to learn about, and it wasn’t being taught in the current education system. Our kids will go through 15 years of schooling and not have a single class on how to manage money, or budget, or choose a credit card, much less use one prudently. So, I decided I was going to do something about it. That’s how the Kids Finance Initiative got started.
Our kids are going to make financial decisions throughout their lives, and as parents, it’s up to us to ensure that they’re prepared to face them intelligently. This program gives them just that—the understanding and the confidence to make conscious money decisions. This skill isn’t just something nice to have; it is a social imperative.
With a team of dedicated and highly trained professionals, who all have advanced degrees in finance, business, and education, but who more importantly have the drive and the passion to teach. KFI has brought a number of innovative and ground-breaking programs to the UAE.
By conducting in-depth programs and not just workshops, we built a deeper understanding of the various topics we teach. By engaging with parents, we ensured that the kids’ cycle of learning is deeper. By building relationships with the kids, we instilled in them a curiosity for learning that will outlast our interaction with them.
I believe that our kids are capable of learning, understanding, and doing so much more than we give them credit for.
At KFI, we are passionate about helping kids realize their potential, igniting their curiosity, and stretching the horizons of their minds. We help them overcome their limiting beliefs and encourage them to achieve more than they think they are capable of.
That’s what we mean by #EducationReimagined.
Executive Performance Coach
2b Limitless is a multi-award winning professional coaching and training organization focused on Strengths, Engagement, Performance and Transformation. Headed by Mick Todd, ‘Acquisition International’ UAE Executive Coach of the Year 2016 and ‘International Advisory Experts’ UAE Executive Coach of the Year 2017, they focused on C-Suite Executives, Senior Leaders, Entrepreneurial Leaders and High Performance Teams. Based in Dubai, they also have offices in Phuket and Brisbane.
2b Limitless’ business is built around executive coaching programs and their 2BYB International Goal-Setting Events. They also deliver targeted training and workshops around Strengths, Goals, Strategy, Purpose, Vision & Values and Extraordinary Success.
They deliver excellence across a broad spectrum of personal and professional success via the following team members
Mick Todd – Founder, Senior Executive Success, Leadership & Strengths Coach • David Labouchere OBE – The Art of the Possible, Strategy & Change • Sacha Fitch – Executive Strengths, Leadership Consultant Facilitator • Mark Bradley – Executive Coach, Certified Strengths Coach • Brian Clarke – Leadership Development Coach • Kim Page – Communication & Influence Coach and Trainer • Heidi Jones – Health & Wellness Coach • Jason Grange – Art of the Possible Facilitator • Bronwyn Byrnes – Corporate Role Play
Based in Dubai, MHC is a business coaching Company. They will work with you to get your team performance to the maximum potential, enabling them to lead business growth and the drive for delivering outstanding bottom line results for Your Company.
Mike and Claire are the Co-Founders of MHC. Between them they have over 60 years experience gained from working in senior leadership roles across multiple corporate sectors. They have spent the last 16 years from working in the Middle East.
Their mission is to give the business owners back their freedom and allow them to grow their team and business in a sustainable, manageable and more enjoyable way. They achieve this by partnering with clients and embarking together on a growth roadmap to success.
Services include executive coaching, peer to peer executive boards, outsourced HR and business management software.
Corporate Wellness Consultant and Trainer
Marita excels at designing and delivering strategic bespoke well-being, coaching and learning solutions to organisations with budgets of all sizes.
A recognised corporate well-being expert her unique approach integrates the principles of well-being, engagement, and talent development.
A change orientated professional, she has 25 years of people management and development experience. Alongside her contribution to the corporate world she nurtured her enthusiasm for fitness, health and well-being.
She held various management roles in the Emirates Group that included Programmes Manager for the group wide implementation of a Safety Management System, Cabin Crew Manager, and Training Manager (Safety
Management). Subsequent freelance projects included facilitation of a yearlong change programme for leaders at the National Bank of Abu Dhabi, and the delivery of DP World Global Senior Leadership training.
She now partners with senior business leaders across industries that span Aviation, Transport, Professional Services, Banking, Healthcare, Motorsport and Hospitality to strengthen and evolve company culture.
She is also Lead Associate for the CIPD MENA Wellbeing portfolio. Marita’s strengths lie in her ability to communicate and work with people, translating complex dynamics into actionable strategies. She has high personal energy, strives for excellence and brings a deep commitment to
delivering solutions that work for you.
Marita holds formal qualifications in Education, Creative Facilitation,
Leadership, Safety Management, Nutrition, Fitness and NLP.
Author of Ways to Well-being
John Doran has been a teacher and guidance counsellor for over 25 years.
He is passionate about the transformative power of education to disrupt poverty, and help young people do all that they can, with all that they have, in the time that they have got, in the space that they are in.
John speaks to Management Bodies, Businesses, Education Trusts, Teachers, Parents and Students on the topics of Resilience, EQ, Well-being in the workplace, Stress Management, and Maximising Performance both nationally and internationally. John is a TED speaker and a media contributor. He designed and delivers the SMART Training Programme (Stress Management And Resilience Training).